612 Thomas Dr, Richmond (San Pablo), CA 94806 Property Records

Contra Costa County property record for 612 Thomas Dr, Richmond, CA 94806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1950
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$457,000 (Jul 2025)
Tax Bill	$2,934 (2025)
Deeds & Mortgages	Apr 2019 Reverse Mortgage Jun 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`408-023-024-8`

Property Details

APN / Parcel Number

Primary APN	`408-023-024-8`
Alternative APN	`408-023-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,000 sqft (0.115 acres)
Garage Area	257 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	612 THOMAS DR
City	SAN PABLO
State	CA
Zip	94806-1775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCHESTER VILLAGE #1 LOT 252
Legal Subdivision	PARCHESTER VILLAGE 01
Legal Lot Number	252
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1026
Census Tract	392201

Owner

Source: Contra Costa County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 THOMAS DR, SAN PABLO, CA 94806-1775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Deed of Trust, Mortgage · Reverse Mortgage MAGNOLIA BANK
Jun 25, 2020	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO
Jan 14, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage MAGNOLIA BANK
Dec 26, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Jan 23, 2009 · Amount on Record
Deed Document Number	202572548
Prior Transfer Date	Dec 26, 2018
Prior Transfer Doc	0000005292
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	612 THOMAS DR, RICHMOND, CA 94806-1775
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045431
Date	Apr 3, 2019
Instrument	2019-045431

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	MAGNOLIA, KY 42757

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.32%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

June 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 25, 2020
Property Address	612 THOMAS DR, RICHMOND, CA 94806-1775
Document Number	0000124793
Map Reference	MB 38 PG 48
Instrument Date	May 15, 2020
Instrument	2020-124793
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 THOMAS DR, 612, RICHMOND, CA 94806-1775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 THOMAS DR, RICHMOND, CA 94806-1775

Mortgage

Document Number	0000124795
Date	Jun 25, 2020
Instrument	2020-124795

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.79%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 14, 2019
Property Address	612 THOMAS DR, RICHMOND, CA 94806-1775
Document Number	0000005292
Map Reference	MB 38 PG 48
Instrument Date	Dec 26, 2018
Instrument	2019-005292
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FNC TITLE OF CALIFRONIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	612 THOMAS DR, SAN PABLO, CA 94806-1775

Mortgage

Document Number	0000005293
Date	Jan 14, 2019
Instrument	2019-005293

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.32%
Type Change Date	Jan 1, 2020
Index	1-Year LIBOR

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	612 THOMAS DR, RICHMOND, CA 94806-1775
Document Number	0000045432
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	612 THOMAS DR RICHMOND CA 948061775, RICHMOND, CA 94806-1775

Mortgage

Document Number	0000045432
Date	Apr 3, 2019
Instrument	45432

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	5.32%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$456,700 (+273.37%) Land $276,700 Building $180,000
2025	$2,934.00 (+4.94%)	$122,319 (+4.04%) Land $51,502 Building $70,817
2023	$2,796.00 (+2.08%)	$117,571 Land $49,503 Building $68,068
2022	$2,739.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom.

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