612 Territorial Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 612 Territorial Rd, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details6 bd · 1.5 ba · 1,951 sqft · built 1900
Lot Size0.124 acres (5,401 sqft)
OwnerIndividual Name on Record
Last Sale$21,628 (Dec 2011)
Tax Bill$1,123 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN54-0903-0011-00-6

Property Details

APN / Parcel Number

Primary APN54-0903-0011-00-6
Alternative APN
  • 11-54-0903-0011-00-6

Interior

Bedrooms6 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,951 sqft Living Area
1st Floor Area986 sqft
Basement Area986 sqft
Unfinished Basement986 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleVictorian
Lot Area5,401 sqft (0.124 acres)
Lot Dimensions114 ft deep x 47 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address612 TERRITORIAL RD
CityBENTON HARBOR
StateMI
Zip49022-3243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICT B
Legal DescriptionLOT 11 BLK 8 BENTON HARBOR IMPROVEMENT ASSOC 3RD ADD TO CITY OF BENTON HARBOR
Legal SubdivisionBENTON HARBOR IMPROVEMENT ASSOC 3RD ADD
Legal Block8
Legal Lot Number11
Legal Unit11
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON HARBOR
Census Block Group2
Census Block2052
Census Tract300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address612 TERRITORIAL RD, BENTON HARBOR, MI 49022-3243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2011 · Amount on Record
Deed SaleDec 29, 2011 · Amount on Record
Prior SaleMar 23, 2011 · Amount on Record
Deed Book / Page2979 / 1576
Last Transfer DateMar 11, 2021
Transfer Doc003317/905
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateMar 11, 2021
Property Address612 TERRITORIAL RD, BENTON HARBOR, MI 49022-3243
Document Number003317/905
Book / Page3317 / 905
Map ReferenceLB 2 PG 92
Instrument DateMar 11, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 TERRITORIAL RD, BENTON HARBOR, MI 49022-3243

Mortgage

Document Number0033171687
DateMar 11, 2021
Instrument3317/1687
Lender
NameHONOR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBenton Harbor City
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,000 (+4.17%)$110,000 (+4.17%)
2025$1,123.00 (+5.25%) Homeowner's exemption$52,800 (+43.48%)$105,600 (+43.48%)
2024$1,067.00 (-27.12%)
2023$36,800$73,600
2022$1,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENTON HARBOR
serves 9,103 people · EPA ID MI0000600
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2021
Failure to filter
resolved · May 2021
Treatment and ProcedureOrganic carbon removal
Apr 2026
Treatment change without state approval
Sep 2021
Lead public education
Aug 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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