612 Suffield Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 612 Suffield Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,828 sqft · built 1987
Lot Size	0.036 acres (1,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Oct 2018)
Tax Bill	$5,302 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-02507763`

Property Details

APN / Parcel Number

Primary APN	`09-02507763`
Alternative APN	`02507763`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,828 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	714 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,550 sqft (0.036 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02507763
Street Address	612 SUFFIELD DR
City	GAITHERSBURG
State	MD
Zip	20878-2656
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R18
Legal Description	AMBERFIELD
Legal Subdivision	AMBERFIELD
Legal Block	1
Legal Lot Number	83
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700829

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	612 SUFFIELD DR, GAITHERSBURG, MD 20878-2656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITYWORTH MTG
Oct 1, 2018	Deed, Transfer · ARM BANK-FUND STAFF FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Feb 13, 2001 · Amount on Record
Deed Book / Page	56687 / 35
Prior Transfer Date	Jul 1, 2013
Prior Transfer Doc	0474270297
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	612 SUFFIELD DR, GAITHERSBURG, MD 20878-2656
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ADVANTAGE SETTLEMENT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 SUFFIELD DR, GAITHERSBURG, MD 20878-2656

Mortgage

Document Number	0603610172
Date	Aug 26, 2020
Book Page	60361/172

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jun 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	612 SUFFIELD DR, GAITHERSBURG, MD 20878-2656
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ADVANTAGE SETTLEMENT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 SUFFIELD DR, GAITHERSBURG, MD 20878-2656

Mortgage

Document Number	0602730117
Date	Aug 14, 2020
Book Page	60273/117

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Mar 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	612 SUFFIELD DR, GAITHERSBURG, MD 20878-2656
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ADVANTAGE SETTLEMENT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 SUFFIELD DR, GAITHERSBURG, MD 20878-2656

Mortgage

Document Number	0643660062
Date	Oct 25, 2021
Book Page	64366/62

Lender

Name	UNITED NATIONS FCU
Type	Credit Union
Address	LONG ISLAND CITY, NY 11101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	612 SUFFIELD DR, GAITHERSBURG, MD 20878-2656
Document Number	0614150225
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	612 SUFFIELD DR GAITHERSBURG MD 208782656, GAITHERSBURG, MD 20878-2656

Mortgage

Document Number	0614150225
Date	Dec 21, 2020
Book Page	061415/000225

Lender

Name	CITYWORTH MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2035

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 1, 2018
Property Address	612 SUFFIELD DR, GAITHERSBURG, MD 20878-2656
Document Number	0566870035
Book / Page	56687 / 035
Map Reference	MB131 PL15257
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	612 SUFFIELD DR, GAITHERSBURG, MD 20878-2656

Mortgage

Document Number	0005668744
Date	Oct 1, 2018
Instrument	56687/44

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,800 (+6.09%) Land $175,000 Building $289,800	$464,800 (-) Land $175,000 Building $289,800
2025	$5,302.00 (-5.17%)	$438,100 (+13.88%)	$464,800 (+20.82%) Land $175,000 Building $289,800
2024	$5,591.00 (+29.69%)
2023		$384,700 Land $175,000 Building $209,700	$384,700 Land $175,000 Building $209,700
2022	$4,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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