612 Spring Creek Rd, Clever, MO 65631 Property Records

Christian County property record for 612 Spring Creek Rd, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,344 sqft · built 1975
Lot Size	5.92 acres (257,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,750 (Apr 2026)
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.9-31-0-0-3.001`

Property Details

APN / Parcel Number

Primary APN	`9-0.9-31-0-0-3.001`
Alternative APN	`09-0.9-31-000-000-003.001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	2,344 sqft Living Area
1st Floor Area	2,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick/Wood
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	257,875 sqft (5.92 acres)
Garage Area	1,200 sqft
Shed	1 Shed
Shed Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	612 SPRING CREEK RD
City	CLEVER
State	MO
Zip	65631-6473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 3 NEC NW NE W992.82 S25 THENCE S672.38 NW355.13 N436.68 NW212.08 NW148.05 E530.53 TO POB
Legal Range	23W
Legal Township	27N
Legal Section	31
Legal Subdivision	CLEVER OUT
Legal Tract	3
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2026
Census Tract	20102

Owner

Source: Christian County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	612 SPRING CREEK RD, CLEVER, MO 65631-6473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage OAK STAR BANK
Sep 10, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES COMMUNITY BANK
Apr 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage OAKSTAR BANK NA
May 29, 2020	Warranty Deed, Transfer BANK OF LITTLE ROCK
Apr 6, 2020	Warranty Deed, Transfer · Line of Credit GUARANTY BK
Jan 30, 2020	Quit Claim Deed, Transfer GREAT AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	20264589
Deed Book / Page	2026 / 4524
Prior Transfer Date	Sep 5, 2012
Prior Transfer Doc	0201211676
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 16, 2026
Property Address	612 SPRING CREEK RD, CLEVER, MO 65631-6473
Document Number	0202604524
Book / Page	2026 / 4524
Instrument Date	Apr 15, 2026
Instrument	20264589
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	HOGAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 SPRING CREEK RD, CLEVER, MO 65631-6473

Mortgage

Document Number	0000004590,
Date	Apr 16, 2026
Instrument	20264590

Lender

Name	OAKSTAR BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 16, 2026
Property Address	612 SPRING CREEK RD, CLEVER, MO 65631-6473
Document Number	0000004589
Book / Page	2026 / 4524
Instrument Date	Apr 15, 2026
Instrument	20264589
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	HOGAN LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 SPRING CREEK RD, CLEVER, MO 65631-6473

Mortgage

Document Number	0000004590,
Date	Apr 16, 2026
Instrument	20264590

Lender

Name	OAK STAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	612 SPRING CREEK RD, CLEVER, MO 65631-6473
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201912021
Date	Sep 10, 2019
Book Page	2019/12021
Instrument	2019L12144

Lender

Name	PEOPLES COMMUNITY BANK
Type	Bank
Address	GREENVILLE, MO 63944

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Mar 6, 2020

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	612 SPRING CREEK RD, CLEVER, MO 65631-6473
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202004492
Date	Apr 7, 2020
Book Page	2020/4492
Instrument	2020L04538

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 29, 2020
Property Address	612 SPRING CREEK RD, CLEVER, MO 65631-6473
Document Number	0202007651
Book / Page	002020 / 007651
Instrument Date	May 26, 2020
Instrument	7724
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	612 SPRING CREEK RD CLEVER MO 656316473, CLEVER, MO 65631-6473

Mortgage

Document Number	202007652
Date	May 29, 2020
Book Page	002020/007652
Instrument	7725

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 6, 2020
Property Address	612 SPRING CREEK RD, CLEVER, MO 65631-6473
Document Number	0202004477
Book / Page	002020 / 004477
Instrument Date	Mar 27, 2020
Instrument	4522
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31011 STATE HIGHWAY 248 AURORA MO 656055310, AURORA, MO 65605-5310

Mortgage

Document Number	202004478
Date	Apr 6, 2020
Book Page	002020/004478
Instrument	4523

Lender

Name	GUARANTY BK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	202004480,
Date	Apr 6, 2020
Book Page	002020/004480
Instrument	4525

Lender

Name	GUARANTY BK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jan 30, 2020
Property Address	612 SPRING CREEK RD, CLEVER, MO 65631-6473
Document Number	0202001260
Book / Page	002020 / 001260
Instrument Date	Jan 28, 2020
Instrument	1272
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 263 CLEVER MO 656310263, CLEVER, MO 65631-0263

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,026.00 (+6.02%)	$33,020 (+6.41%)	$175,400 (+6.37%) Land $25,900 Building $149,500
2024	$1,911.00
2023		$31,030	$164,900 Land $25,900 Building $139,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 75% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000

May also be available: Wisper ISP.

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