612 Simms St, Aurora, IL 60505 Property Records

Kane County property record for 612 Simms St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1929
Lot Size	0.095 acres (4,125 sqft)
Owner	Individual Name on File
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-476-028`

Property Details

APN / Parcel Number

Primary APN	`15-27-476-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,050 sqft
Basement Area	1,014 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,125 sqft (0.095 acres)
Lot Dimensions	62.5 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	612 SIMMS ST
City	AURORA
State	IL
Zip	60505-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H H EVANS 3RD ADDN W 1/2 LT 8 BLK 4 LOT DIMENSIONS: 66 X 62.5 APPROX LOT SQ FT 4125 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	H H EVANS 3RD ADDN
Legal Block	4
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3002
Census Tract	854302

Owner

Source: Kane County records · APN 15-27-476-028

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	612 SIMMS ST, AURORA, IL 60505-5345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2003
Deed Sale	Nov 19, 2003
Deed Document Number	2003201856
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	612 SIMMS ST, AURORA, IL 60505-5345
Document Number	0000004646
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 SIMMS ST AURORA IL 605055345, AURORA, IL 60505-5345

Mortgage

Document Number	0000004646
Date	Jan 24, 2020
Instrument	4646

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,878.00 (+15.49%) Homeowner's exemption	$52,078 (+9.39%) Land $5,789 Building $46,289	$156,297 (+9.39%) Land $17,374 Building $138,923
2024		$47,608 (+22.67%) Land $5,292 Building $42,316	$142,881 (+22.72%) Land $15,882 Building $126,999
2022	$2,492.00 (+2.47%) Homeowner's exemption	$38,811 (+7.41%) Land $4,314 Building $34,497	$116,433 (+7.41%) Land $12,942 Building $103,491
2021	$2,432.00 Homeowner's exemption	$36,133 Land $4,016 Building $32,117	$108,399 Land $12,048 Building $96,351

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1996–2022)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 7 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Benton Ridge Telephone Company, T-Mobile USA.

Based on FCC filings for 772 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AURORA serves 183,000 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.