612 Scott St, Troy, OH 45373 Property Records

Miami County property record for 612 Scott St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,973 sqft · built 1999
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Mar 2010)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`D08-023220`

Property Details

APN / Parcel Number

Primary APN	`D08-023220`
Alternative APNs	`050627.2-34-006-00` `D08SE026 00900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,973 sqft Living Area
1st Floor Area	1,858 sqft
Upper Floors Area	1,044 sqft
Basement Area	929 sqft
Unfinished Basement	929 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 41 ft wide
Garage Type	Mixed
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	612 SCOTT ST
City	TROY
State	OH
Zip	45373-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2295 41.44
Legal Subdivision	TROY
Legal Lot Number	2295
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3010
Census Tract	365200

Owner

612 Scott St is owned and occupied by an individual who bought it in March 2010.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	612 SCOTT ST, TROY, OH 45373-3657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2010 · Amount on File
Deed Sale	Mar 2, 2010 · Amount on File
Prior Sale	Jun 11, 2001 · Amount on File
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	612 SCOTT ST, TROY, OH 45373-3657
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 SCOTT ST, TROY, OH 45373-3657
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001276
Date	Feb 2, 2026
Instrument	2026OR-01276

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	612 SCOTT ST, TROY, OH 45373-3657
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016785
Date	Sep 27, 2021
Instrument	2021OR-16785

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 25, 2046

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	612 SCOTT ST, TROY, OH 45373-3657
Document Number	0000015403
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 SCOTT ST TROY OH 453733657, TROY, OH 45373-3657

Mortgage

Document Number	0000015403
Date	Dec 19, 2019
Instrument	15403

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 612 Scott St was $3,645 with a homeowner's exemption, up 25.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,645.00 (+25.65%) Homeowner's exemption	$93,070 (+49.7%) Land $6,790 Building $86,280	$265,900 Land $19,400 Building $246,500
2024	$2,901.00 (+10.35%) Homeowner's exemption	$62,170 (-) Land $7,110 Building $55,060
2023	$2,629.00 (+14.9%) Homeowner's exemption	$62,170 (-) Land $7,110 Building $55,060	$177,600 (-) Land $20,300 Building $157,300
2022	$2,288.00 Homeowner's exemption	$62,170 Land $7,110 Building $55,060	$177,600 Land $20,300 Building $157,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 612 Scott St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 612 Scott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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