612 Sapling Ln, Albany, GA 31705 Property Records

Dougherty County property record for 612 Sapling Ln, Albany, GA 31705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1983
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (Mar 2020)
Tax Bill	$745 (2025)
Deeds & Mortgages	Jan 2016 Line of Credit Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`225-1/00000/031`

Property Details

APN / Parcel Number

Primary APN	`225-1/00000/031`
Alternative APN	`23789`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
1st Floor Area	1,344 sqft
Flooring	Asbestos (Tiles, Sheet)

Exterior

Year Built	Built 1983
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Terrain	Wet
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23789
Street Address	612 SAPLING LN
City	ALBANY
State	GA
Zip	31705-4383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MHS
Legal Description	LOT 26 RADIUM WOODS S/D SEC 1
Legal Subdivision	IMPERIAL ST
Legal Block	225
Legal Lot Number	26
Jurisdiction	DOUGHERTY GA
Township / Civil Division	EAST DOUGHERTY
Census Block Group	1
Census Block	1002
Census Tract	10900

Owner

612 Sapling Ln is owned and occupied by an individual who bought it in March 2020.

Source: Dougherty County records, as of March 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	612 SAPLING LN, ALBANY, GA 31705-4383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2016	Deed of Trust, Mortgage · Line of Credit AB & T NATIONAL BANK
Mar 16, 2020	Warranty Deed, Transfer · Conventional Mortgage 21ST CENTURY MORTGAGE
Dec 5, 2019	Warranty Deed, Transfer
May 28, 2015	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on File
Deed Sale	Mar 16, 2020 · Amount on File
Prior Sale	Dec 5, 2019
Deed Document Number	0000469391
Deed Book / Page	4693 / 91
Record Updated	Jun 8, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	612 SAPLING LN, ALBANY, GA 31705-4383
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004284/126
Date	Jan 14, 2016
Book Page	4284/126
Instrument	000240

Lender

Name	AB & T NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2021

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGHERTY GA
Recording Date	Mar 16, 2020
Property Address	612 SAPLING LN, ALBANY, GA 31705-4383
Document Number	0004693/91
Book / Page	4693 / 91
Instrument Date	Mar 16, 2020
Instrument	2020-000621
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 SAPLING LN, ALBANY, GA 31705-4383

Mortgage

Document Number	0000004693/0000000093
Date	Mar 20, 2020
Book Page	0000004693/0000000093
Instrument	001826

Lender

Name	21ST CENTURY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Jan 1, 2043

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGHERTY GA
Recording Date	Dec 5, 2019
Property Address	612 SAPLING LN, ALBANY, GA 31705-4383
Document Number	00004663/1
Book / Page	4663 / 1
Instrument Date	Dec 5, 2019
Instrument	2019-002833
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 PINE AVE, ALBANY, GA 31701-1779
Investor	Possibly a Property Investor

May 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGHERTY GA
Recording Date	May 28, 2015
Property Address	612 SAPLING LN, ALBANY, GA 31705-4383
Document Number	004222/336
Book / Page	4222 / 336
Instrument Date	May 28, 2015
Instrument	2015-001036
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 PINE AVE, ALBANY, GA 31701-1779
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 612 Sapling Ln was $745, up 6.4% from the year before.

Source: Dougherty County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Dougherty County
Unified School District	Dougherty School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$745.00 (+6.43%)	$15,160 (-) Land $2,720 Building $12,440	$37,900 (-) Land $6,800 Building $31,100
2024	$700.00	$15,160 (-) Land $2,720 Building $12,440	$37,900 (-) Land $6,800 Building $31,100
2023	$700.00 (-0.28%)	$15,160 (-) Land $2,720 Building $12,440	$37,900 (-) Land $6,800 Building $31,100
2022	$702.00	$15,160 Land $2,720 Building $12,440	$37,900 Land $6,800 Building $31,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 612 Sapling Ln in Zone X, an area of minimal flood risk, though there have been 75 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	75 (1978–2023)
Claims Outside the SFHA	11 of 75
Most Recent Claim	May 2023 · other causes
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 2 claims Severe Storms And Flooding, Mar 1998 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 Sapling Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY serves 101,245 people · EPA ID GA0950000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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