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612 S Bay St, #640, Eustis, FL 32726 Property Records

Lake County property record for 612 S Bay St, #640, Eustis, FL 32726

Property Summary

Property TypeCommunity Shopping Center, Mini-Mall
Details11 ba · 9,212 sqft · built 1985
Lot Size0.681 acres (29,700 sqft)
OwnerCompany Name on File
Last Sale$500,000 (Sep 2023)
Tax Bill$14,710 (2024)
Deeds & MortgagesSep 2023 Sale & Construction Loan
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN11-19-26-0100-115-00101

Property Details

APN / Parcel Number

Primary APN11-19-26-0100-115-00101
Alternative APN
  • 2509911

Interior

Full Baths11 Baths
Stories1 Story
Building Area9,212 sqft Total Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Construction TypeBrick
Fire ResistanceMasonry Walls, Wood Interior
Lot Area29,700 sqft (0.681 acres)
Canopy980 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number2509911
Street Address612 S BAY ST # 640, 640
CityEUSTIS
StateFL
Zip32726-4860
Property CategoryCommercial
Property TypeCommercial > Retail > Community Shopping Center, Mini-Mall
Legal DescriptionEUSTIS LOTS 1 2 3 4 BLK 115--LESS BEG AT NE COR OF LOT 1 RUN S 0-03-45 E 46.24FT N 89-54-46 W 132 FT TO W LINE OF LOT 4 BLK
Legal Range26E
Legal Township19S
Legal Section11
Legal SubdivisionEUSTIS
Legal Tract100
Legal Block115
Legal Lot Number1,4,13 2
JurisdictionLAKE FL
Township / Civil DivisionEUSTIS
Census Block Group3
Census Block3040
Census Tract30204

Owner

612 S Bay St, #640 is owned by a company that bought it in September 2023.

Source: Lake County records, as of December 15, 2025

Owner of RecordCompany Name on File
Mailing Address31318 PRESTWICK AVE, MOUNT PLYMOUTH, FL 32776-9463
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Warranty Deed, Construction Loan · Construction Mortgage
THE FIRST NATIONAL BANK OF MOUNT DO
Aug 13, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2023 · Amount on File
Deed SaleSep 19, 2023 · Amount on File
Prior SaleAug 13, 2021
Deed Document Number2023114735
Deed Book / Page6212 / 1990
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 19, 2023
Property Address612 S BAY ST # 640, 640, EUSTIS, FL 32726-4860
Document Number0062121990
Book / Page6212 / 1990
Map ReferenceMB 5 PG 39
Instrument DateSep 15, 2023
Instrument2023114735
Transaction TypeConstruction Loan
Record UpdatedFeb 5, 2024
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31318 PRESTWICK AVE, MOUNT PLYMOUTH, FL 32776-9463

Transferred To (Grantee/Buyer)

NameVerified Name
Address31318 PRESTWICK AVE, MOUNT PLYMOUTH, FL 32776-9463

Mortgage

Document Number0062121992
DateSep 19, 2023
Instrument6212/1992
Lender
NameTHE FIRST NATIONAL BANK OF MOUNT DO
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term240 Months
DueSep 15, 2043

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateAug 13, 2021
Property Address612 S BAY ST # 640, 640, EUSTIS, FL 32726-4860
Document Number0057711963
Book / Page5771 / 1963
Map ReferenceMB 5 PG 39
Instrument DateJun 9, 2021
Instrument2021111448
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address38218 CRYSTAL LN, UMATILLA, FL 32784-9206

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityEustis City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$778,261 Land $195,664 Building $582,597$778,261 Land $195,664 Building $582,597
2024$14,710.00 (+25.51%)
2023$11,720.00 (+8.69%)$597,719 (+13.22%)$597,719 (+13.22%) Land $177,888 Building $419,831
2022$10,783.00$527,940$527,940 Land $161,717 Building $366,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 612 S Bay St, #640 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 612 S Bay St, #640 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUSTIS, CITY OF (4 WTPS)
serves 39,721 people · EPA ID FL3350346
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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