St. Tammany Parish property record for 612 Ramsey Spring Dr, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 2,584 sqft · built 2017 |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Mar 2016) |
| Tax Bill | $4,098 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Feb 2020 Mortgage |
| APN | 107-814-3169 |
| Primary APN | 107-814-3169 |
|---|---|
| Alternative APN |
|
| Building Area | 2,584 sqft Living Area |
|---|
| Year Built | Built 2017 |
|---|---|
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 612 RAMSEY SPRING DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-5504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE RAMSEY LT144 PH4A |
| Legal Subdivision | LAKE RAMSEY |
| Legal Phase | 4A |
| Legal Lot Number | 144 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40204 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 612 RAMSEY SPRING DR, COVINGTON, LA 70435-5504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2016 · Amount on Record |
| Deed Sale | Mar 29, 2016 · Amount on Record |
| Deed Document Number | 2016414 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 612 RAMSEY SPRING DR, COVINGTON, LA 70435-5504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | BAYOU TITLE INC, BAYOU TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002055885 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 2055885 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 612 RAMSEY SPRING DR, COVINGTON, LA 70435-5504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2023 |
| Title Company | BAYOU TITLE INC, BAYOU TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002193877 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 2193877 |
| Name | BETTER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,098.00 (-3.8%) Homeowner's exemption | $44,027 (-) Land $9,000 Building $35,027 | $440,268 (-) Land $90,000 Building $350,268 |
| 2024 | $4,260.00 (+6.29%) Homeowner's exemption | $44,027 (+11.12%) Land $9,000 Building $35,027 | $440,268 (+11.12%) Land $90,000 Building $350,268 |
| 2023 | $4,008.00 Homeowner's exemption | $39,620 (-) Land $9,500 Building $30,120 | $396,200 (+16.12%) Land $95,000 Building $301,200 |
| 2022 | $4,008.00 Homeowner's exemption | $39,620 Land $9,500 Building $30,120 | $341,200 Land $40,000 Building $301,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 308 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 308 in force |
| Nearby Flood Claims | 44 (2005–2024) |
| Claims Outside the SFHA | 16 of 44 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 72% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE RAMSEY private · serves 840 people · EPA ID LA1103139 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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