612 Prospect St, Berea, OH 44017 Property Records

Cuyahoga County property record for 612 Prospect St, Berea, OH 44017

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,582 sqft · built 1948
Lot Size0.472 acres (20,596 sqft)
OwnerIndividual Name on Record
Tax Bill$3,845 (2025)
Deeds & MortgagesDec 2019 Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN363-25-008

Property Details

APN / Parcel Number

Primary APN363-25-008

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,582 sqft Living Area
1st Floor Area1,582 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,596 sqft (0.472 acres)
Lot Dimensions267 ft deep x 76 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address612 PROSPECT ST
CityBEREA
StateOH
Zip44017-2700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-B
Legal Description16 PCLB
Legal SubdivisionSTEARNS
Legal Lot NumberPCLB
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEREA
Census Block Group3
Census Block3003
Census Tract134206

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address612 PROSPECT ST, BEREA, OH 44017-2700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2019Deed of Trust, Mortgage · Conventional with PMI
FIFTH THIRD BK NA
Mar 26, 2019Warranty Deed, Transfer · FHA Mortgage
NATIONS LNDG
Feb 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2019
Deed SaleNov 27, 2019
Prior SaleMar 26, 2019 · Amount on Record
Deed Document Number201903260267
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address612 PROSPECT ST, BEREA, OH 44017-2700
Document Number0012230267
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJan 24, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 PROSPECT ST BEREA OH 440172700, BEREA, OH 44017-2700

Mortgage

Document Number0012230267
DateDec 23, 2019
Instrument12230267
Lender
NameFIFTH THIRD BK NA
AddressCINCINNATI, OH 45227
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueDec 22, 2034

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateMar 26, 2019
Property Address612 PROSPECT ST, BEREA, OH 44017-2700
Document Number0003260267
Instrument DateMar 25, 2019
Instrument3260267
Transaction TypeTransfer
Record UpdatedApr 9, 2019
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 PROSPECT ST BEREA OH 440172700, BEREA, OH 44017-2700

Mortgage

Document Number3260268
DateMar 26, 2019
Instrument3260268
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 25, 2049

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address612 PROSPECT ST, BEREA, OH 44017-2700
Document Number0002090284
Instrument DateFeb 3, 2017
Transaction TypeMortgage
Record UpdatedApr 20, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 PROSPECT ST BEREA OH 440172700, BEREA, OH 44017-2700

Mortgage

Document Number0002090284
DateFeb 9, 2017
Instrument2090284
Lender
NameDITECH FIN'L
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 8, 2047

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBerea City
Unified School DistrictBerea City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,845.00 (+2.12%) Homeowner's exemption$66,400 (-) Land $12,920 Building $53,480
2024$3,765.00 (-1.9%) Homeowner's exemption$66,400 (+19.47%) Land $12,920 Building $53,480$189,700 (+19.46%) Land $36,900 Building $152,800
2023$3,838.00 (+0.63%) Homeowner's exemption$55,580 (-) Land $13,370 Building $42,210
2022$3,814.00 Homeowner's exemption$55,580 Land $13,370 Building $42,210
2021$158,800 Land $38,200 Building $120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA CITY PWS
serves 18,789 people · EPA ID OH1800111
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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