612 Oak Ct, Saint Cloud, MN 56304 Property Records

Benton County property record for 612 Oak Ct, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size19,291 sqft (0.442 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2020)
Tax Bill$4,920.00 (2026)

Property Details

APN / Parcel Number

Primary APN17.01483.00

Exterior

Lot Area19,291 sqft (0.442 acres)

Location & Zoning

Street Address612 OAK CT
CitySAINT CLOUD
StateMN
Zip56304-1356
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-31 TWP-036 RANGE-030 OAKWOOD HEIGHTS LOT-008 BLOCK-003
Legal Range030
Legal Township036
Legal Section31
Legal SubdivisionOAKWOOD HEIGHTS
Legal Block3
Legal Lot Number8
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3006
Census Tract21201

Owner

Source: Benton County records · APN 17.01483.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address612 OAK CT, SAINT CLOUD, MN 56304-1356
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2020 · Amount on Record
Deed SaleMar 10, 2020 · Amount on Record
Prior SaleMar 31, 2010 · Amount on Record
Deed Doc Number2020441693
Record RefreshedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateMar 10, 2020
Property Address612 OAK CT, SAINT CLOUD, MN 56304-1356
Document Number0000441693
Instrument DateMar 02, 2020
Instrument441693
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyNOT AVAILABLE, HEARTLAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$858.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address612 OAK CT, SAINT CLOUD, MN 56304-1356

Mortgage

Document Number0000441694
DateMar 10, 2020
Instrument441694
Lender
NameLIBERTY BANK MINNESOTA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,920.00 (+18.04%) Homeowner's exemption$331,300 (-) Land $50,000 Building $281,300$331,300 (-) Land $50,000 Building $281,300
2023$4,168.00$331,300 Land $50,000 Building $281,300$331,300 Land $50,000 Building $281,300

Flood & Wildfire

612 Oak Ct is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Benton County (27009C), updated July 29, 2019

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Oak Ct

Nearby Streets

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