612 N Ponca Dr, Independence, MO 64056 Property Records

Jackson County property record for 612 N Ponca Dr, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,189 sqft · built 1963
Lot Size	0.244 acres (10,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Dec 2025)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit May 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-530-23-01`

Property Details

APN / Parcel Number

Primary APN	`16-530-23-01`
Alternative APNs	`16-530-23-01-00-0-00-000` `16530230100000001` `738698`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,189 sqft Living Area
Gross Area	2,703 sqft
1st Floor Area	1,189 sqft
Basement Area	1,189 sqft
Flooring	Carpet

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,614 sqft (0.244 acres)
Lot Dimensions	120 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	260 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	738698
Street Address	612 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64056-2079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAR VIEW HEIGHTS LOT 435
Legal Subdivision	FAR VIEW HEIGHTS
Legal Block	3
Legal Lot Number	435
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3025
Census Tract	11406

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	612 N PONCA DR, INDEPENDENCE, MO 64056-2079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2024	Deed of Trust, Mortgage · Line of Credit MAINSTREET CU
May 27, 2022	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU
Feb 5, 2019	Deed of Trust, Mortgage · Line of Credit UMB BK
Jan 3, 2019	Quit Claim Deed, Transfer · Line of Credit ATHENE ANNUITY & LIFE CO
Sep 28, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF ODESSA
Nov 7, 2017	Quit Claim Deed, Mortgage MAINSTREET CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	202593976
Prior Transfer Date	Sep 20, 2011
Prior Transfer Doc	0000E89621
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	612 N PONCA DR, INDEPENDENCE, MO 64056-2079
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0039106
Date	Jun 18, 2024
Instrument	2024E0039106

Lender

Name	MAINSTREET CU
Type	Credit Union
Address	LENEXA, KS 66215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 17, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	612 N PONCA DR, INDEPENDENCE, MO 64056-2079
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 N PONCA DR, INDEPENDENCE, MO 64056-2079

Mortgage

Document Number	00E0051164
Date	May 27, 2022
Instrument	2022E0051164

Lender

Name	UMB BANK NA
Type	Bank
Address	SHAWNEE, KS 66226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 18, 2025
Property Address	612 N PONCA DR, INDEPENDENCE, MO 64056-2079
Document Number	00E0093976
Instrument Date	Dec 12, 2025
Instrument	2025E0093976
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1417 NE HORIZON DR, LEES SUMMIT, MO 64086-6829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 N PONCA DR, INDEPENDENCE, MO 64056-2079

Mortgage

Document Number	00E0093977
Date	Dec 18, 2025
Instrument	2025E0093977

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	612 N PONCA DR, INDEPENDENCE, MO 64056-2079
Document Number	0000E09332
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	612 N PONCA DR INDEPENDENCE MO 640562079, INDEPENDENCE, MO 64056-2079

Mortgage

Document Number	0000E09332
Date	Feb 8, 2019
Instrument	9332E

Lender

Name	UMB BK
Type	Bank
Address	SHAWNEE, KS 66226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 3, 2019
Property Address	612 N PONCA DR, INDEPENDENCE, MO 64056-2079
Document Number	0000E00454
Instrument Date	Dec 21, 2018
Instrument	454E
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442

Mortgage

Document Number	E00455
Date	Jan 3, 2019
Instrument	455E

Lender

Name	ATHENE ANNUITY & LIFE CO
Address	2121 ROSECRANS AVE # 5300, EL SEGUNDO, CA 90245-4750

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 28, 2018
Property Address	612 N PONCA DR, INDEPENDENCE, MO 64056-2079
Instrument Date	Sep 27, 2018
Instrument	85251E
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1204 N SIOUX CT INDEPENDENCE MO 640561248, INDEPENDENCE, MO 64056-1248

Mortgage

Document Number	0000E85251
Date	Sep 28, 2018
Instrument	85251E

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 7, 2017
Property Address	612 N PONCA DR, INDEPENDENCE, MO 64056-2079
Document Number	000E100882
Instrument Date	Oct 20, 2017
Instrument	100882E
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	612 N PONCA DR INDEPENDENCE MO 640562079, INDEPENDENCE, MO 64056-2079

Mortgage

Document Number	E100883
Date	Nov 7, 2017
Instrument	100883E

Lender

Name	MAINSTREET CU
Type	Credit Union
Address	LENEXA, KS 66215

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 6, 2022

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,373 (-) Land $4,670 Building $19,703	$128,280 (-)
2025	$1,988.00 (-2.07%)	$24,373 (-4.68%) Land $4,670 Building $19,703	$128,280 (-4.67%)
2024	$2,030.00 (+0.5%)
2023	$2,020.00	$25,569 Land $1,832 Building $23,737	$134,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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