612 Maple Ave, Decorah, IA 52101 Property Records

Winneshiek County property record for 612 Maple Ave, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,138 sqft · built 1920
Lot Size	0.155 acres (6,732 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,260 (2026)
Deeds & Mortgages	Sep 2017 Reverse Mortgage Sep 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111647901100`

Property Details

APN / Parcel Number

Primary APN	`111647901100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	392 sqft
Basement Area	392 sqft
Unfinished Basement	392 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,732 sqft (0.155 acres)
Lot Dimensions	66 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	612 MAPLE AVE
City	DECORAH
State	IA
Zip	52101-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOTS 12 & 13 AVERILLS
Legal Range	08W
Legal Township	98N
Legal Section	16
Legal Subdivision	AVERILLS ADD
Legal Lot Number	12,13
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2017
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	612 MAPLE AVE, DECORAH, IA 52101-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2017	Deed of Trust, Mortgage · Reverse Mortgage HOUSING & URBAN DEVELOPMENT
Sep 29, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	612 MAPLE AVE, DECORAH, IA 52101-2114
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2887
Date	Sep 29, 2017
Book Page	2017/2887
Instrument	2017 2887

Lender

Name	HOUSING & URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	967 Months
Due	Apr 26, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2018
Change Frequency	Annually
Index	1-Year CMT
Max Rate	9.62%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	612 MAPLE AVE, DECORAH, IA 52101-2114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2886
Date	Sep 29, 2017
Book Page	2017/2886
Instrument	2017 2886

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	967 Months
Due	Apr 26, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2018
Change Frequency	Annually
Index	1-Year CMT
Max Rate	9.62%

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,260.00	$165,180 (-) Land $25,850 Building $139,330	$165,180 (-) Land $25,850 Building $139,330
2025	$2,260.00 (+5.71%) Homeowner's exemption	$165,180 (+13.19%) Land $25,850 Building $139,330	$165,180 (+13.19%) Land $25,850 Building $139,330
2024	$2,138.00 (-9.56%)
2023		$145,930 (+16.1%) Land $25,850 Building $120,080	$145,930 (+16.1%) Land $25,850 Building $120,080
2022	$2,364.00 Homeowner's exemption	$125,690 Land $21,550 Building $104,140
2021			$125,690 Land $21,550 Building $104,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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