612 Main St, Sidney, IA 51652 Property Records

Fremont County property record for 612 Main St, Sidney, IA 51652

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 1935
Lot Size	0.22 acres (9,588 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Oct 2023)
Tax Bill	$1,704 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`470470009000000`

Property Details

APN / Parcel Number

Primary APN	`470470009000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	875 sqft
Attic	Attic
Attic Area	394 sqft
Basement Area	875 sqft
Unfinished Basement	875 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	9,588 sqft (0.22 acres)
Lot Dimensions	141 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	612 MAIN ST
City	SIDNEY
State	IA
Zip	51652-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 18' LOT 9, LOT 10 BLK A
Legal Subdivision	CITY OF SIDNEY
Legal Block	A
Legal Lot Number	9,10
Jurisdiction	FREMONT IA
Township / Civil Division	SIDNEY
Census Block Group	1
Census Block	1045
Census Tract	970200

Owner

Source: Fremont County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 MAIN ST, SIDNEY, IA 51652-2053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 3, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Deed Document Number	20231120
Deed Book / Page	2023 / 1120
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT IA
Recording Date	Jul 28, 2026
Property Address	612 MAIN ST, SIDNEY, IA 51652-2053
Document Number	0000000922
Book / Page	2026 / 922
Instrument Date	Jul 21, 2026
Instrument	2026922
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 MAIN ST, SIDNEY, IA 51652-2053

Mortgage

Document Number	0000000922,
Date	Jul 28, 2026
Book Page	2026/922
Instrument	2026922

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT IA
Recording Date	Oct 3, 2023
Property Address	612 MAIN ST, SIDNEY, IA 51652-2053
Document Number	02023/1120
Book / Page	2023 / 1120
Instrument Date	Sep 29, 2023
Instrument	20231120
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 MAIN ST, SIDNEY, IA 51652-2053

Mortgage

Document Number	0020231121
Date	Oct 3, 2023
Instrument	20231121

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Municipality	Sidney City
Unified School District	Sidney Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,704.00	$99,270 (-) Land $10,710 Building $88,560	$99,270 (-) Land $10,710 Building $88,560
2025	$1,704.00 (-12.62%)	$99,270 (+42.18%) Land $10,710 Building $88,560	$99,270 (+42.18%) Land $10,710 Building $88,560
2024	$1,950.00 (+27.12%)
2023		$69,820 (-0.61%) Land $10,710 Building $59,110	$69,820 (-0.61%) Land $10,710 Building $59,110
2022	$1,534.00 Homeowner's exemption	$70,250 Land $6,500 Building $63,750
2021			$70,250 Land $6,500 Building $63,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 24, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY WATER SUPPLY serves 1,077 people · EPA ID IA3661048
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Data Center Fiber	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Nextlink.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures