612 Lancaster St, Oakland, CA 94601 Property Records

Alameda County property record for 612 Lancaster St, Oakland, CA 94601

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,776 sqft · built 2008
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Apr 2018)
Tax Bill	$14,036 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`25-661-12-3`

Property Details

APN / Parcel Number

Primary APN	`25-661-12-3`
Alternative APN	`025-0661-012-03`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,500 sqft (0.057 acres)
View / Lot	Average

Location & Zoning

Street Address	612 LANCASTER ST
City	OAKLAND
State	CA
Zip	94601-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: 0012 AR: 0025 PAGE: 0661
Legal Subdivision	BREED & BANCROFTS
Legal Block	3
Legal Lot Number	6&7
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3013
Census Tract	406100

Owner

612 Lancaster St is owned and occupied by an individual who bought it in April 2018.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	612 LANCASTER ST, OAKLAND, CA 94601-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 9, 2018	Grant Deed, Transfer GUARANTEED RATE
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Prior Sale	Apr 20, 2015 · Amount on File
Deed Document Number	201870766
Prior Transfer Date	Jan 27, 2010
Prior Transfer Doc	0000021577
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	612 LANCASTER ST, OAKLAND, CA 94601-2831
Document Number	0003361211
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 LANCASTER ST OAKLAND CA 946012831, OAKLAND, CA 94601-2831

Mortgage

Document Number	0003361211
Date	Dec 4, 2020
Instrument	3361211

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	612 LANCASTER ST, OAKLAND, CA 94601-2831
Document Number	0000008102
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 LANCASTER ST OAKLAND CA 946012831, OAKLAND, CA 94601-2831

Mortgage

Document Number	0000008102
Date	Jan 14, 2020
Instrument	8102

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 9, 2018
Property Address	612 LANCASTER ST, OAKLAND, CA 94601-2831
Document Number	0000070766
Instrument Date	Mar 29, 2018
Instrument	70766
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 LANCASTER ST OAKLAND CA 946012831, OAKLAND, CA 94601-2831

Mortgage

Document Number	70767
Date	Apr 9, 2018
Instrument	70767

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	612 LANCASTER ST, OAKLAND, CA 94601-2831
Document Number	0000118686
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	612 LANCASTER ST OAKLAND CA 946012831, OAKLAND, CA 94601-2831

Mortgage

Document Number	0000118686
Date	Jun 1, 2017
Instrument	118686

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 612 Lancaster St was $14,036 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$743,000 (-21.79%) Land $225,000 Building $525,000
2025	$14,036.00 Homeowner's exemption	$950,000 Land $285,000 Building $665,000
2023	$15,237.00 Homeowner's exemption	$984,266 Land $295,280 Building $688,986	$980,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 612 Lancaster St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 612 Lancaster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile.

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