Frederick County property record for 612 Lakeview Dr, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,183 sqft · built 2006 |
| Lot Size | 0.25 acres (10,844 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Sep 2021) |
| Tax Bill | $2,251 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A022-4-340 |
| Primary APN | 18A022-4-340 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,183 sqft Living Area |
| Gross Area | 3,833 sqft |
| 1st Floor Area | 876 sqft |
| Basement Area | 858 sqft |
| Finished Basement | 877 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,844 sqft (0.25 acres) |
| Terrain | Wooded |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 78 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8001545 |
|---|---|
| Street Address | 612 LAKEVIEW DR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST. L340 P4 S2 |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 4 |
| Legal Lot Number | 340 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 50300 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 612 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Dec 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Sep 1, 2021 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on Record |
| Deed Sale | Sep 1, 2021 · Amount on Record |
| Prior Sale | Mar 3, 2006 · Amount on Record |
| Deed Document Number | 202114861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 28, 2026 |
| Property Address | 612 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2425 |
| Document Number | 0000004133 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 20264133 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 612 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2425 |
| Document Number | 0000004133, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20264133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Sep 1, 2051 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 612 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2425 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014384 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 220014384 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Sep 1, 2021 |
| Property Address | 612 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2425 |
| Document Number | 0000014861 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 210014861 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 612 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2425 |
| Document Number | 0000014862 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 210014862 |
| Name | PRIMELENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,251.00 (+10.4%) | $424,800 (-) Land $58,000 Building $366,800 | $424,800 (-) Land $58,000 Building $366,800 |
| 2025 | $2,039.00 | $424,800 Land $58,000 Building $366,800 | $424,800 Land $58,000 Building $366,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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