612 Jefferson St, Oran, MO 63771 Property Records

Scott County property record for 612 Jefferson St, Oran, MO 63771

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,446 sqft · built 1989
Lot Size0.249 acres (10,830 sqft)
Owner2 Individual Names on File
Tax Bill$758 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2026 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN09-4.0-19.00-001-015-004.10

Property Details

APN / Parcel Number

Primary APN09-4.0-19.00-001-015-004.10

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,446 sqft Base Area
1st Floor Area1,446 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialBrick
Lot Area10,830 sqft (0.249 acres)
Lot Dimensions95 ft deep x 114 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address612 JEFFERSON ST
CityORAN
StateMO
Zip63771-6200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 & 2 & N1/2 LOT 3 BLK 7 C & A J MATTHEWS 3RD ADDN ORAN PB 2/36 114 X 95.3
Legal Range13E
Legal Township28N
Legal Section19
Legal SubdivisionC & A J MATTHEWS 3RD ADDN
Legal Block7
Legal Lot Number1-3
JurisdictionSCOTT MO
Township / Civil DivisionSYLVANIA
Census Block Group2
Census Block2025
Census Tract780300

Owner

612 Jefferson St is owned and occupied by two individuals who acquired it in October 2007.

Source: Scott County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address612 JEFFERSON ST, ORAN, MO 63771-6200
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
ALLIANCE BANK
Feb 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
ALLIANCE BANK
May 3, 2024Deed of Trust, Mortgage · Line of Credit
ALLIANCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 18, 2007
Transfer Doc674/190
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MO
Property Address612 JEFFERSON ST, ORAN, MO 63771-6200
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanyUNITED LAND TITLE, UNITED LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 JEFFERSON ST, ORAN, MO 63771-6200

Mortgage

Document Number002026/802
DateFeb 27, 2026
Book Page2026/802
Instrument20260802
Lender
NameALLIANCE BANK
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateMar 1, 2029
Change FrequencyAnnually
Min Rate At Change7%
Max Rate At Change9%
Index1-Year T-Bill
Max Rate13%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MO
Property Address612 JEFFERSON ST, ORAN, MO 63771-6200
Transaction TypeMortgage
Record UpdatedMar 2, 2026
Title CompanyUNITED LAND TITLE, UNITED LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 JEFFERSON ST, ORAN, MO 63771-6200

Mortgage

Document Number002026/575
DateFeb 13, 2026
Book Page2026/575
Instrument20260575
Lender
NameALLIANCE BANK
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateMar 1, 2029
Change FrequencyAnnually
Min Rate At Change7%
Max Rate At Change9%
Index1-Year T-Bill
Max Rate13%

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MO
Property Address612 JEFFERSON ST, ORAN, MO 63771-6200
Transaction TypeMortgage
Record UpdatedMay 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 JEFFERSON ST, ORAN, MO 63771-6200

Mortgage

Document Number02024/1688
DateMay 3, 2024
Book Page2024/1688
Instrument20241688
Lender
NameALLIANCE BANK
TypeBank
AddressORAN, MO 63771
Agreement
TypeLine of Credit
AmountAmount on Record
Term337 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 612 Jefferson St was $758.

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyScott County
MunicipalityOran City
Unified School DistrictOran R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,320 (-)
2025$758.00$13,320$70,110 Land $4,870 Building $65,240
2023$11,940$62,860 Land $4,870 Building $57,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 612 Jefferson St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimAug 2023 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORAN PWS
serves 1,294 people · EPA ID MO4010604
Water SourceGroundwater
Last State InspectionNov 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jan 2026
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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