LaSalle County property record for 612 Grafton St, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,976 sqft · built 1892 |
| Lot Size | 0.168 acres (7,337 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,437 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12-304-002 |
| Primary APN | 21-12-304-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Total Area |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Lot Area | 7,337 sqft (0.168 acres) |
| Street Address | 612 GRAFTON ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENS ADD, S 1/2 LT 11 ALL LT 12 BLK 19 SEC 12-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 12 |
| Legal Subdivision | GREENS ADD RESUB OF BLK 19 |
| Legal Block | 19 |
| Legal Lot Number | 11-12 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | OTTAWA |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 962300 |
612 Grafton St is owned and occupied by two individuals.
Source: LaSalle County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 612 GRAFTON ST, OTTAWA, IL 61350-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN COMMERCIAL BANK & TRT |
| Jan 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN COMMERCIAL BANK & TRT |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 612 GRAFTON ST, OTTAWA, IL 61350-3106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202212524 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022-12524 |
| Name | AMERICAN COMMERCIAL BANK & TRT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 612 GRAFTON ST, OTTAWA, IL 61350-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202201274 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 2022-01274 |
| Name | AMERICAN COMMERCIAL BANK & TRT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 612 GRAFTON ST, OTTAWA, IL 61350-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202002148 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 202002148 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 28, 2030 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 612 Grafton St was $5,437, up 8.7% from the year before.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,437.00 (+8.74%) | $60,201 Land $8,472 Building $51,729 | $180,603 Land $25,416 Building $155,187 |
| 2024 | $5,000.00 | ||
| 2023 | $48,823 (+10.18%) Land $6,871 Building $41,952 | $146,469 (+10.18%) Land $20,613 Building $125,856 | |
| 2022 | $44,312 Land $9,923 Building $34,389 | $132,936 Land $29,769 Building $103,167 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 612 Grafton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 38 (1979–2020) |
| Claims Outside the SFHA | 13 of 38 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 612 Grafton St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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