612 Franklin St, Elgin, IA 52141 Property Records

Fayette County property record for 612 Franklin St, Elgin, IA 52141

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,771 sqft · built 2007
Lot Size0.242 acres (10,560 sqft)
OwnerTrust Name on File
Tax Bill$3,088 (2026)
Flood ZoneZone X (minimal risk)
APN0814329007

Property Details

APN / Parcel Number

Primary APN0814329007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,771 sqft Living Area
1st Floor Area1,771 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,560 sqft (0.242 acres)
Lot Dimensions120 ft deep x 88 ft wide
Garage TypeAttached
Garage Area759 sqft
Parking Spaces3 Parking Spaces
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address612 FRANKLIN ST
CityELGIN
StateIA
Zip52141-9323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 176'E OF WHERE E LINE CLEMENTS ST. INTERS.N LINE OF FRANKLIN ST TH E 93' N 120'W 93'S 120'TO BEG IN SW EX W 6' SURVEY
JurisdictionFAYETTE IA
Township / Civil DivisionPLEASANT VALLEY
Census Block Group3
Census Block3040
Census Tract80600

Owner

612 Franklin St, a single family home, is held in a trust.

Source: Fayette County records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address612 FRANKLIN ST, ELGIN, IA 52141-9323
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 612 Franklin St was $3,088.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityElgin City
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,088.00$208,450 (-) Land $10,240 Building $198,210$208,450 (-) Land $10,240 Building $198,210
2025$3,088.00 (+8.58%)$208,450 Land $10,240 Building $198,210$208,450 Land $10,240 Building $198,210
2024$2,844.00
2023$182,970 (+24.43%) Land $10,240 Building $172,730$182,970 Land $10,240 Building $172,730
2022$2,998.00$147,050 Land $8,540 Building $138,510
2021$147,050 Land $8,540 Building $138,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 612 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims20 (1991–2016)
Claims Outside the SFHA2 of 20
Most Recent ClaimAug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN MUNICIPAL WATER SUPPLY
serves 685 people · EPA ID IA3338010
Water SourceGroundwater
Last State InspectionAug 2024
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

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