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612 Exeter Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 612 Exeter Ln, Cambria, CA 93428 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,198 sqft · built 2004
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on File
Last Sale$2,875,000 (Jul 2025)
Tax Bill$15,207 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013-341-003

Property Details

APN / Parcel Number

Primary APN013-341-003

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Building Area4,198 sqft Living Area

Exterior

Year BuiltBuilt 2004
Construction TypeWood
Lot Area24,394 sqft (0.56 acres)
TerrainOther
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address612 EXETER LN
CityCAMBRIA
StateCA
Zip93428-1917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 384 LT 3
Legal Subdivision384
Legal Tract384
Legal Lot Number3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1018
Census Tract10404

Owner

Source: San Luis Obispo County records · APN 013-341-003

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address612 EXETER LN, CAMBRIA, CA 93428-1917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
May 06, 2021Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2025 · Amount on Record
Deed SaleJul 22, 2025 · Amount on Record
Prior SaleMay 06, 2021 · Amount on Record
Deed Document Number2025021163
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address612 EXETER LN, CAMBRIA, CA 93428-1917
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 EXETER LN, CAMBRIA, CA 93428-1917

Mortgage

Document Number0000055778
DateAug 10, 2021
Instrument2021055778
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 06, 2021
Property Address612 EXETER LN, CAMBRIA, CA 93428-1917
Document Number0000034156
Map ReferenceMB 7 PG 37
Instrument DateMar 30, 2021
Instrument2021034156
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address612 EXETER LN, CAMBRIA, CA 93428-1917

Mortgage

Document Number0000034157
DateMay 06, 2021
Instrument2021034157
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$15,207.00 (+4.06%) Homeowner's exemption$1,410,451 (+4.04%) Land $524,478 Building $885,973
2023$14,613.00 (+2%) Homeowner's exemption$1,355,683 Land $504,113 Building $851,570
2022$14,327.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026, rainfall accumulation
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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