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612 Emory St, Tracy, MN 56175 Property Records

Lyon County property record for 612 Emory St, Tracy, MN 56175

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1918
Lot Size0.175 acres (7,624 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Sep 2025)
Tax Bill$812 (2026)
Deeds & MortgagesJul 2026 Mortgage
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-104188-0

Property Details

APN / Parcel Number

Primary APN31-104188-0

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Lot Area7,624 sqft (0.175 acres)

Location & Zoning

Street Address612 EMORY ST
CityTRACY
StateMN
Zip56175-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2ND RAILWAY ADDITION TO TRACY 01010001
Legal Subdivision2ND RAILWAY ADDITION
Legal Block26
Legal Lot Number2
JurisdictionLYON MN
Township / Civil DivisionTRACY
Census Block Group1
Census Block1003
Census Tract360700

Owner

Source: Lyon County assessment roll, APN 31-104188-0, as of September 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address612 EMORY ST, TRACY, MN 56175-1136
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 22, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Deed Document Number20252
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYON MN
Recording DateJul 17, 2026
Property Address612 EMORY ST, TRACY, MN 56175-1136
Document Number0000021825
Instrument DateJul 02, 2026
Instrument202621825
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 EMORY ST, TRACY, MN 56175-1136

Mortgage

Document Number0000021825,
DateJul 17, 2026
Instrument202621825
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2041
Interest
Rate TypeFixed Rate
Rate5.79%
Initial TypeFixed Rate
Max Rate-1%

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLYON MN
Recording DateSep 22, 2025
Property Address612 EMORY ST, TRACY, MN 56175-1136
Document Number0000020252
Instrument DateSep 18, 2025
Instrument20252
Transaction TypeTransfer
Record UpdatedOct 08, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$264.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 EMORY ST, TRACY, MN 56175-1136

Mortgage

Document Number0000020253
DateSep 22, 2025
Instrument20253
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2045

Tax Assessment & Valuation

Source: Lyon County assessment roll as of September 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLyon County
MunicipalityTracy City
Unified School DistrictTracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$812.00 (-47.88%)
2025$62,600 (+16.79%) Land $4,500 Building $58,100$62,600 (+16.79%) Land $4,500 Building $58,100
2024$1,558.00 (+132.54%)
2023$670.00$53,600 Land $4,200 Building $49,400$53,600 Land $4,200 Building $49,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lyon County (27083C), as of May 23, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270833607001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 242 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
LTD Broadband
Fixed Wireless		150 / 130
Midcontinent Communications
Fixed Wireless		100 / 20

May also be available: Clarity Telecom.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1420010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTracy
serves 2,154 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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