612 E Spring St, Cookeville, TN 38501 Property Records

Putnam County property record for 612 E Spring St, Cookeville, TN 38501

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1.5 ba · 1,232 sqft · built 1955
Lot Size0.278 acres (12,110 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Aug 2009)
Tax Bill$1,860 (2022)
Deeds & MortgagesSep 2024 Line of Credit
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN071053F E 02100

Property Details

APN / Parcel Number

Primary APN071053F E 02100
Alternative APN
  • 053F E 02100

Interior

Full Baths1.5 Baths
Stories1 Story
Building Area1,232 sqft Total Area
1st Floor Area1,232 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area12,110 sqft (0.278 acres)
Lot Dimensions70 ft deep x 173 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address612 E SPRING ST
CityCOOKEVILLE
StateTN
Zip38501-3540
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionDISTRICT: 01, COUNTY AREA: S01
JurisdictionPUTNAM TN
Township / Civil Division1
Census Block Group1
Census Block1060
Census Tract500

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1777 HOBART PHILLIPS RD, COOKEVILLE, TN 38501-9395
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2024Deed of Trust, Mortgage · Line of Credit
ONE BANK OF TENNESSEE
Jan 11, 2017Quit Claim Deed, Transfer
INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2009 · Amount on Record
Deed SaleAug 28, 2009 · Amount on Record
Prior SaleJun 9, 2010
Deed Document NumberRB547644
Last Transfer DateJan 11, 2017
Transfer DocRB975423
Record UpdatedJun 8, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address612 E SPRING ST, COOKEVILLE, TN 38501-3540
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001567602
DateSep 17, 2024
Book Page1567/602
Instrument302561
Lender
NameONE BANK OF TENNESSEE
TypeBank
AddressCOOKEVILLE, TN 38501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM TN
Recording DateJan 11, 2017
Property Address612 E SPRING ST, COOKEVILLE, TN 38501-3540
Document NumberRB975423
Book / Page000975 / 000423
Instrument DateJan 11, 2017
Instrument197336
Transaction TypeTransfer
Record UpdatedApr 19, 2017
Title CompanyINTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1777 HOBART PHILLIPS RD COOKEVILLE TN 385019395, COOKEVILLE, TN 38501-9395

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
MunicipalityCookeville City
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$56,520 (-) Land $36,400 Building $20,120
2024$56,520 (-) Land $36,400 Building $20,120
2023$56,520 Land $36,400 Building $20,120
2022$1,860.00
2021$141,300 Land $91,000 Building $50,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2010–2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOOKEVILLE WATER DEPT
serves 49,711 people · EPA ID TN0000133
Water SourceSurface water
Last State InspectionJan 2026
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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