612 E Oakridge St, Ferndale, MI 48220 Property Records

Oakland County property record for 612 E Oakridge St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,930 sqft · built 1920
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Oct 2012)
Tax Bill	$3,150 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-401-016`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-401-016`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,930 sqft Living Area
1st Floor Area	577 sqft
Basement Area	577 sqft
Unfinished Basement	577 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2014
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	129 ft deep x 31 ft wide

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	38 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	612 E OAKRIDGE ST
City	FERNDALE
State	MI
Zip	48220-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 183, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODWARD HTS SUB
Legal Lot Number	183
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1006
Census Tract	173100

Owner

Source: Oakland County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 E OAKRIDGE ST, FERNDALE, MI 48220-3704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 1, 2017	Loan Modification, Mortgage · Conventional with PMI CHEMICAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2012 · Amount on Record
Deed Sale	Oct 11, 2012 · Amount on Record
Prior Sale	Jan 27, 2012 · Amount on Record
Deed Document Number	2012221410
Deed Book / Page	44798 / 390
Last Transfer Date	Feb 26, 2016
Transfer Doc	0000039242
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	612 E OAKRIDGE ST, FERNDALE, MI 48220-3704
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 E OAKRIDGE ST, FERNDALE, MI 48220-3704

Mortgage

Document Number	0000216021
Date	Oct 20, 2020
Book Page	55018/737
Instrument	216021

Lender

Name	PNC BANK NA
Type	Bank
Address	BERKLEY, MI 48072

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	612 E OAKRIDGE ST, FERNDALE, MI 48220-3704
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162975
Date	Oct 3, 2018
Book Page	52238/00875
Instrument	162975

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	612 E OAKRIDGE ST, FERNDALE, MI 48220-3704
Document Number	0000019102
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	612 E OAKRIDGE ST FERNDALE MI 482203704, FERNDALE, MI 48220-3704

Mortgage

Document Number	0000019102
Date	Feb 6, 2018
Book Page	051535/000701
Instrument	19102

Lender

Name	CHEMICAL BK
Type	Bank
Address	TROY, MI 48084

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Feb 5, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,150.00 (-27.23%) Homeowner's exemption	$193,730 (+7.6%)	$387,460 (+7.6%)
2024	$4,329.00 (+7.9%)
2023		$180,040	$360,080
2021	$4,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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