612 E Mesa Ave, Gallup, NM 87301 Property Records

McKinley County property record for 612 E Mesa Ave, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on File
Tax Bill	$858 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2-105-088-254-143`

Property Details

APN / Parcel Number

Primary APN	`2-105-088-254-143`
Alternative APN	`R027146`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Account Number	R027146
Street Address	612 E MESA AVE
City	GALLUP
State	NM
Zip	87301-6024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12 & 13, BLOCK 8, COTTAGE HEIGHTS ADDITION, .16 ACS M/L
Legal Subdivision	COTTAGE HEIGHTS
Legal Block	8
Legal Lot Number	12-13
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	3
Census Block	3001
Census Tract	945400

Owner

Source: McKinley County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	1110 34TH STREET CT NW, GIG HARBOR, WA 98335-1575
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Mar 30, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 27, 2017
Transfer Doc	0000380217
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKINLEY NM
Property Address	612 E MESA AVE, GALLUP, NM 87301-6024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	386374
Date	Sep 25, 2018
Instrument	386374

Lender

Name	BANK OF COLORADO
Type	Bank
Address	GALLUP, NM 87301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 21, 2028

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKINLEY NM
Recording Date	Mar 30, 2017
Property Address	612 E MESA AVE, GALLUP, NM 87301-6024
Document Number	0000380217
Map Reference	MB23 PG2847
Instrument Date	Jan 27, 2017
Instrument	380217
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 3048, SHIPROCK, NM 87420-3048

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$858.00 (-5.3%) Additional exemption filed	$26,961 (+3%) Land $7,693 Building $19,268	$80,885 (+3%) Land $23,080 Building $57,805
2024	$906.00 (-0.22%) Additional exemption filed	$26,176 (+0.46%) Land $7,693 Building $18,483	$78,530 (+0.46%) Land $23,080 Building $55,450
2023	$908.00 (-3.3%) Additional exemption filed	$26,056 (-5.54%) Land $7,693 Building $18,363	$78,170 (-5.54%) Land $23,080 Building $55,090
2022	$939.00 Additional exemption filed	$27,583 Land $7,693 Building $19,890	$82,751 Land $23,080 Building $59,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2025–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ATN International Fixed Wireless	400 / 80

May also be available: Verizon.

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