612 E Main St, Lamoni, IA 50140 Property Records

Decatur County property record for 612 E Main St, Lamoni, IA 50140

Property Summary

Property TypeCommercial
Details8,000 sqft · built 2001
Lot Size1 acres (43,765 sqft)
Owner2 Company Names on Record
Tax Bill$12,100 (2024)
Deeds & MortgagesDec 2025 Transfer
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1302455005

Property Details

APN / Parcel Number

Primary APN1302455005

Interior

Building Area8,000 sqft Building Perimeter

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area43,765 sqft (1 acres)

Location & Zoning

Street Address612 E MAIN ST
CityLAMONI
StateIA
Zip50140-1510
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description02.67.27 COM AT PT 1331.61' W OF SE COR OF SECTION 2, THENCE N 300', W 25'. N 50',W 125', S 350' E 150' TO BEG EXC PARCEL D
Legal Range27
Legal Township67
Legal Section02
Legal SubdivisionORIGINAL TOWN OF LEON
JurisdictionDECATUR IA
Township / Civil DivisionLAMONI
Census Block Group2
Census Block2009
Census Tract960200

Owner

Source: Decatur County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address6735 LEMON LEAF DR, CARLSBAD, CA 92011-3423
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Intrafamily Transfer, Transfer
Jul 23, 2018Deed of Trust, Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 20, 2025
Transfer Doc0000001653
Record UpdatedJun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDECATUR IA
Recording DateDec 12, 2025
Property Address612 E MAIN ST, LAMONI, IA 50140-1510
Document Number0020251653
Instrument DateNov 20, 2025
Instrument2025-1653
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6735 LEMON LEAF DR, CARLSBAD, CA 92011-3423

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDECATUR IA
Property Address612 E MAIN ST, LAMONI, IA 50140-1510
Transaction TypeMortgage
Record UpdatedJun 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000000847
DateJul 23, 2018
Book Page0000002018/0000000847
Instrument2018-0847
Lender
NameBANK OF THE WEST
TypeBank
Agreement
AmountAmount Recorded
Term174 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateIowa
CountyDecatur County
MunicipalityLamoni City
Unified School DistrictLamoni Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$482,790 (+41.84%) Land $64,900 Building $417,890$482,790 (+41.84%) Land $64,900 Building $417,890
2024$12,100.00 (+35.23%)
2023$340,383 Land $46,358 Building $294,025$340,383 Land $46,358 Building $294,025
2021$8,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–2010)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMONI MUNICIPAL UTILITIES
serves 2,029 people · EPA ID IA2740050
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Jun 2026
Treatment failure
resolved · Mar 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lockridge Networks
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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