612 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 612 E Howard St, Winona, MN 55987

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,478 sqft · built 1880
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Oct 2024)
Tax Bill	$3,088 (2026)
Deeds & Mortgages	Oct 2024 Sale May 2023 Transfer + 2 more
APN	`32.240.1670`

Property Details

APN / Parcel Number

Primary APN	`32.240.1670`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,478 sqft Total Area
1st Floor Area	552 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1994
Architectural Style	Multi-Family
Exterior Material	Vinyl
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Porch	Open Porch
Porch Area	80 sqft
Deck Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	612 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4344
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-26 TWP-107 RANGE-007 HUBBARDS ADDITION LOT-009 BLOCK-012
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HUBBARDS ADDITION
Legal Block	12
Legal Lot Number	9
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1024
Census Tract	670700

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 CASE CT, HOLMEN, WI 54636-8004
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Deed, Transfer
May 5, 2023	Intrafamily Transfer, Transfer
Jan 3, 2022	Quit Claim Deed, Transfer · Conventional Mortgage STATE BANK FINANCIAL
Jan 6, 2017	Warranty Deed, Transfer · Commercial Mortgage STATE BANK FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Jan 6, 2017 · Amount on Record
Deed Document Number	2024657296
Prior Transfer Date	Mar 31, 2023
Prior Transfer Doc	000A648713
Record Updated	Oct 29, 2026

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WINONA MN
Recording Date	Oct 21, 2024
Property Address	612 E HOWARD ST, WINONA, MN 55987-4344
Document Number	000A657296
Instrument Date	Oct 17, 2024
Instrument	A657296
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	812 CASE CT, HOLMEN, WI 54636-8004

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	May 5, 2023
Property Address	612 E HOWARD ST, WINONA, MN 55987-4344
Document Number	000A648713
Instrument Date	Mar 31, 2023
Instrument	A648713
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	303 S MAPLE ST, LA CRESCENT, MN 55947-1255

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINONA MN
Recording Date	Jan 3, 2022
Property Address	612 E HOWARD ST, WINONA, MN 55987-4344
Document Number	000A639927
Instrument Date	Dec 31, 2021
Instrument	A639927
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	612 E HOWARD ST, WINONA, MN 55987-4344

Mortgage

Document Number	000A639928
Date	Jan 3, 2022
Instrument	A639928

Lender

Name	STATE BANK FINANCIAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jan 6, 2017
Property Address	612 E HOWARD ST, WINONA, MN 55987-4344
Document Number	0000600273
Instrument Date	Dec 30, 2016
Instrument	600273
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413.16
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 WINCREST DR, WINONA, MN 55987-5406
Investor	Possibly a Property Investor

Mortgage

Document Number	0000600274
Date	Jan 6, 2017
Instrument	600274

Lender

Name	STATE BANK FINANCIAL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,088.00 (+15.57%)	$222,600 (+6.1%) Land $40,600 Building $182,000	$222,600 (+6.1%) Land $40,600 Building $182,000
2025	$2,672.00 (+17.4%)	$209,800 (+14.77%) Land $40,600 Building $169,200	$209,800 (+14.77%) Land $40,600 Building $169,200
2023	$2,276.00	$182,800 Land $39,000 Building $143,800	$182,800 Land $39,000 Building $143,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Hiawatha Broadband Communications, Verizon.

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