612 E 17th St, Spencer, IA 51301 Property Records

Clay County property record for 612 E 17th St, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,164 sqft · built 1956
Lot Size0.198 acres (8,640 sqft)
Owner2 Individual Names on Record
Last Sale$88,500 (Jun 2005)
Tax Bill$2,840 (2025)
Flood ZoneZone X (minimal risk)
APN963607204006

Property Details

APN / Parcel Number

Primary APN963607204006
Alternative APN
  • 64096360720400600

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,164 sqft Living Area
1st Floor Area1,148 sqft
Basement Area1,148 sqft
Finished Basement575 sqft
Unfinished Basement1,148 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,640 sqft (0.198 acres)
Lot Dimensions96 ft deep x 90 ft wide
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area276 sqft
Deck Area96 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address612 E 17TH ST
CitySPENCER
StateIA
Zip51301-4624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 85' 2 2 ELMWOOD E 5' 3 2 ELMWOOD
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionELMWOOD ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3020
Census Tract80200

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address612 E 17TH ST, SPENCER, IA 51301-4624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2005 · Amount on Record
Deed SaleJun 22, 2005 · Amount on Record
Deed Document Number20052120
Deed Book / Page2005 / 2120
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,840.00 (+8.31%) Homeowner's exemption$196,400 (+12.83%) Land $30,960 Building $165,440$196,400 (+12.83%) Land $30,960 Building $165,440
2024$2,622.00 (+5.81%)
2023$174,060 (+16.37%) Land $24,770 Building $149,290$174,060 (+16.37%) Land $24,770 Building $149,290
2022$2,478.00 Homeowner's exemption$149,570 Land $24,770 Building $124,800
2021$149,570 Land $24,770 Building $124,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on E 17th St

Nearby Streets

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