Jefferson County property record for 612 Downing Ave, Mount Vernon, IL 62864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.34 acres (14,850 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,809 (2025) |
| Deeds & Mortgages | May 2020 Refinance Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-328-003 |
| Primary APN | 06-25-328-003 |
|---|
| Lot Area | 14,850 sqft (0.34 acres) |
|---|
| Street Address | 612 DOWNING AVE |
|---|---|
| City | MOUNT VERNON |
| State | IL |
| Zip | 62864-2259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUEEN LAKE SUB LOT 49 |
| Legal Subdivision | QUEEN LAKE SUB |
| Legal Lot Number | 49 |
| Jurisdiction | JEFFERSON IL |
| Township / Civil Division | SHILOH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 50600 |
612 Downing Ave is owned and occupied by an individual who acquired it in May 2020.
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 612 DOWNING AVE, MOUNT VERNON, IL 62864-2259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY FIRST BANK |
| Aug 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY FIRST BANK OF THE HEARTLAND |
| May 28, 2020 | Deed, Transfer · Stand-Alone Refinance COMMUNITY FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 15, 2020 |
| Transfer Doc | 202002425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Property Address | 612 DOWNING AVE, MOUNT VERNON, IL 62864-2259 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202002426 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 202002426 |
| Name | COMMUNITY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Property Address | 612 DOWNING AVE, MOUNT VERNON, IL 62864-2259 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202103766 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 202103766 |
| Name | COMMUNITY FIRST BANK OF THE HEARTLAND |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | May 28, 2020 |
| Property Address | 612 DOWNING AVE, MOUNT VERNON, IL 62864-2259 |
| Document Number | 202002425 |
| Instrument Date | May 15, 2020 |
| Instrument | 202002425 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4301 SOUTHMOOR PARK, LEXINGTON, KY 40514-1815 |
| Document Number | 202002426 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 202002426 |
| Name | COMMUNITY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
The 2025 property tax bill for 612 Downing Ave was $6,809 with a homeowner's exemption, up 1.6% from the year before.
Source: Jefferson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jefferson County |
| County Subdivision | Shiloh Township |
| Municipality | Mount Vernon City |
| Elementary School District | Mount Vernon School District 80 (PK - 08) |
| Secondary School District | Mount Vernon Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,809.00 (+1.58%) Homeowner's exemption | $92,502 (+8%) Land $5,198 Building $87,304 | $277,506 (+8%) Land $15,594 Building $261,912 |
| 2024 | $6,703.00 | $85,650 Land $4,813 Building $80,837 | $256,950 Land $14,439 Building $242,511 |
| 2022 | $76,874 Land $4,719 Building $72,155 | $230,622 Land $14,157 Building $216,465 | |
| 2021 | $6,579.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 612 Downing Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 612 Downing Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010 |
|---|---|
| Water Source | Purchased surface water from MOUNT VERNON |
| Last State Inspection | May 2023 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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