612 Concord St, Lowell, AR 72745 Property Records

Benton County property record for 612 Concord St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,446 sqft
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2021)
Tax Bill	$2,385 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00566-000`

Property Details

APN / Parcel Number

Primary APN	`12-00566-000`
Alternative APNs	`43233.0` `43233`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,446 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	1,446 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	28,314 sqft (0.65 acres)
Lot Depth	200 ft Depth
Garage Type	Attached
Garage Area	616 sqft
Driveway	Concrete Driveway
Driveway Area	1,688 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	612 CONCORD ST
City	LOWELL
State	AR
Zip	72745-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	02
Legal Subdivision	LASSITER 1ST ADD-LOWELL
Legal Lot Number	7
Jurisdiction	BENTON AR
Township / Civil Division	4
Census Block Group	2
Census Block	2016
Census Tract	21315

Owner

612 Concord St is owned and occupied by two individuals who bought it in September 2021.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	612 CONCORD ST, LOWELL, AR 72745-9640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Dec 26, 2018	Warranty Deed, Transfer · Conventional with PMI ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Prior Sale	Dec 26, 2018 · Amount on File
Deed Document Number	202166385
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 3, 2021
Property Address	612 CONCORD ST, LOWELL, AR 72745-9640
Document Number	2021066385
Map Reference	PL I PG 140
Instrument Date	Aug 31, 2021
Instrument	2021066385
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	REALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 CONCORD ST, 612, LOWELL, AR 72745-9640

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	612 CONCORD ST, LOWELL, AR 72745-9640

Mortgage

Document Number	2021066386
Date	Sep 3, 2021
Instrument	2021066386

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Dec 26, 2018
Property Address	612 CONCORD ST, LOWELL, AR 72745-9640
Document Number	0000066729
Instrument Date	Dec 24, 2018
Instrument	66729
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	PCI ADVANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.46
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 CONCORD ST LOWELL AR 727459640, LOWELL, AR 72745-9640

Mortgage

Document Number	66730
Date	Dec 26, 2018
Instrument	66730

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 612 Concord St was $2,385, up 5.4% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,385.00 (+5.39%)	$55,752 (-) Land $13,800 Building $41,952	$278,760 (-) Land $69,000 Building $209,760
2025	$2,263.00	$55,752 Land $13,800 Building $41,952	$278,760 (-) Land $69,000 Building $209,760
2024			$278,760 (+55.6%) Land $69,000 Building $209,760
2023	$1,906.00 Homeowner's exemption	$35,830 Land $7,400 Building $28,430	$179,150 Land $37,000 Building $142,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 612 Concord St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 Concord St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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