612 Altamont Rd, Covington, KY 41016 Property Records

Kenton County property record for 612 Altamont Rd, Covington, KY 41016

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,440 sqft · built 1935
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Jul 2025)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2022 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-30-00-136.01`

Property Details

APN / Parcel Number

Primary APN	`040-30-00-136.01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,440 sqft Finished Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	95 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	612 ALTAMONT RD
City	COVINGTON
State	KY
Zip	41016-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIBSON & WRIGHT N 56' LOTS 42-43-44 56'X 95' CONTAINS 5250 SQ FT
Legal Subdivision	GIBSON & WRIGHT
Legal Lot Number	42,43
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	63800

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	612 ALTAMONT RD, COVINGTON, KY 41016-1604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK NA
Mar 18, 2022	Commissioner's Deed, Foreclosure
Mar 12, 2019	Loan Modification, Mortgage · FHA Mortgage PLANET HM LNDG
Mar 12, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 3, 2017	Warranty Deed, Transfer NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Dec 7, 2022 · Amount on Record
Deed Document Number	202525
Deed Book / Page	354 / 27
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 7, 2022
Property Address	612 ALTAMONT RD, COVINGTON, KY 41016-1604
Document Number	0005900222
Book / Page	204 / 94
Map Reference	MB 168 PG 117
Instrument Date	Dec 6, 2022
Instrument	22120705900222
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2022
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	566 SAVANNAH DR, WALTON, KY 41094-7430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 ALTAMONT RD, COVINGTON, KY 41016-1604

Mortgage

Document Number	0005900223
Date	Dec 7, 2022
Instrument	22120705900223

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

March 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KENTON KY
Recording Date	Mar 18, 2022
Property Address	612 ALTAMONT RD, COVINGTON, KY 41016-1604
Document Number	0005900055
Book / Page	154 / 132
Map Reference	MB 168 PG 117
Instrument Date	Jan 4, 2022
Instrument	22031805900055
Transaction Type	Foreclosure
Record Updated	Apr 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 MADISON AVE FL 8, 230, COVINGTON, KY 41011-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 SAVANNAH DR, WALTON, KY 41094-7430

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	612 ALTAMONT RD, COVINGTON, KY 41016-1604
Document Number	0000000192
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 ALTAMONT RD COVINGTON KY 410161604, COVINGTON, KY 41016-1604

Mortgage

Document Number	0000000192
Date	Apr 5, 2019
Book Page	0C6634/000168
Instrument	192

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Interest

Rate	4.87%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	612 ALTAMONT RD, COVINGTON, KY 41016-1604
Document Number	0000000194
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 ALTAMONT RD COVINGTON KY 410161604, COVINGTON, KY 41016-1604

Mortgage

Document Number	0000000194
Date	Apr 5, 2019
Book Page	0C6634/000175
Instrument	194

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 3, 2017
Property Address	612 ALTAMONT RD, COVINGTON, KY 41016-1604
Document Number	0000000274
Book / Page	0C6264 / 000087
Instrument Date	Sep 29, 2017
Instrument	274
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PRIORITY NATIONAL TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 ALTAMONT RD COVINGTON KY 410161604, COVINGTON, KY 41016-1604

Mortgage

Document Number	276
Date	Oct 3, 2017
Book Page	0C6264/000091
Instrument	276

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,623.00 (-0.53%)	$198,000 (-) Land $5,000 Building $193,000	$198,000 (-) Land $5,000 Building $193,000
2023	$2,637.00	$198,000 Land $5,000 Building $193,000	$198,000 Land $5,000 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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