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612 2nd St S, Tower, MN 55790 Property Records

St. Louis County property record for 612 2nd St S, Tower, MN 55790

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 674 sqft · built 1950
Lot Size0.296 acres (12,916 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (May 2024)
Tax Bill$742 (2026)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN080-0010-02940

Property Details

APN / Parcel Number

Primary APN080-0010-02940
Alternative APNs
  • 1166515
  • 994839

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area674 sqft Gross Area
1st Floor Area674 sqft
Basement Area337 sqft
Finished Basement337 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area12,916 sqft (0.296 acres)
Garage Area1,028 sqft
Deck Area24 sqft
Storage Building120 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1166515
Street Address612 2ND ST S
CityTOWER
StateMN
Zip55790-0009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL OF LOT 6 AND LOT 7 EX RY RT OF WAY SERIAL #
Legal SubdivisionTOWER
Legal Block25
Legal Lot Number6-7
JurisdictionST LOUIS MN
Township / Civil DivisionTOWER
Census Block Group2
Census Block2082
Census Tract15402

Owner

612 2nd St S is owned and occupied by an individual who bought it in May 2024.

Source: St. Louis County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 313, TOWER, MN 55790-0313
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2024 · Amount on File
Deed SaleMay 28, 2024 · Amount on File
Prior SaleJul 26, 2023 · Amount on File
Deed Document Number20241488715
Prior Transfer DateJul 12, 2023
Prior Transfer Doc0001470750
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address612 2ND ST S, TOWER, MN 55790-0009
Document Number00A1305155
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedMar 15, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address612 S SECOND ST TOWER MN 557902304, TOWER, MN 55790-2304

Mortgage

Document Number00A1305155
DateMar 3, 2017
InstrumentA1305155
Lender
NameRESOLUTE BK
AddressMAUMEE, OH 43537
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 2, 2047
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 612 2nd St S was $742 with a homeowner's exemption, up 11.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityTower City
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$742.00 (+11.08%) Homeowner's exemption
2025$668.00 (-23.92%) Homeowner's exemption$107,700 (+7.92%) Land $11,100 Building $96,600$107,700 (+7.92%) Land $11,100 Building $96,600
2024$878.00$99,800 Land $11,100 Building $88,700$99,800 Land $11,100 Building $88,700
2022$76,400 Land $10,100 Building $66,300$76,400 Land $10,100 Building $66,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 612 2nd St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 2nd St S is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 73% of Minnesota
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTower
serves 426 people · EPA ID MN1690051
Water SourcePurchased groundwater influenced by surface water from Breitung
Last State InspectionMar 2026
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper2.37 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		2,000 / 350
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CTC.

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