612 11th St, Port Huron, MI 48060 Property Records

St. Clair County property record for 612 11th St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,408 sqft · built 1923
Lot Size	0.059 acres (2,570 sqft)
Owner	Individual Name on File
Last Sale	$16,000 (Mar 2016)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-0988-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-0988-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	704 sqft
Basement Area	704 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	2,570 sqft (0.059 acres)
Lot Dimensions	51 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	612 11TH ST
City	PORT HURON
State	MI
Zip	48060-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N 50 FT LOT 11 BLK 114 WHITE PLAT
Legal Subdivision	PART OF WHITES PLAT
Legal Block	114
Legal Lot Number	11
Legal Unit	11
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3023
Census Tract	623000

Owner

612 11th St is owned and occupied by an individual who bought it in March 2016.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	612 11TH ST, PORT HURON, MI 48060-4431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2016 · Amount on File
Deed Sale	Mar 7, 2016 · Amount on File
Deed Document Number	20164626
Deed Book / Page	4687 / 482
Prior Transfer Date	Mar 12, 2009
Prior Transfer Doc	003923/723
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	612 11TH ST, PORT HURON, MI 48060-4431
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 11TH ST, PORT HURON, MI 48060-4431

Mortgage

Document Number	0005522651
Date	May 17, 2022
Book Page	5522/651
Instrument	2022012330

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	612 11TH ST, PORT HURON, MI 48060-4431
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 11TH ST, PORT HURON, MI 48060-4431

Mortgage

Document Number	5401719
Date	Aug 2, 2021
Book Page	5401/719
Instrument	2021022210

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 13, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 612 11th St was $1,235 with a homeowner's exemption, up 2.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,200 (+13.97%)	$104,400
2025	$1,235.00 (+2.92%) Homeowner's exemption	$45,800
2024	$1,200.00		$91,600
2023		$35,900
2022	$889.00		$71,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 612 11th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 612 11th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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