6119 Waters Edge Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 6119 Waters Edge Dr, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,649 sqft · built 1997
Lot Size	3.25 acres (141,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Aug 2002)
Tax Bill	$2,761 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10010A0015.000000`

Property Details

APN / Parcel Number

Primary APN	`10010A0015.000000`
Alternative APNs	`5555 93 9436` `3993550`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,649 sqft Living Area
Gross Area	5,297 sqft
1st Floor Area	1,506 sqft
Upper Floors Area	1,143 sqft
Basement Area	1,506 sqft
Finished Basement	1,506 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	141,570 sqft (3.25 acres)
Lot Dimensions	628 ft deep x 122 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	3,300 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	630 sqft
Porch	Patio
Porch Area	530 sqft
Deck Area	192 sqft
Patio Area	637 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3993550
Street Address	6119 WATERS EDGE DR
City	MIDLAND
State	NC
Zip	28107-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 15 WATERS EDGE
Legal Subdivision	WATERS EDGE
Legal Lot Number	15
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1050
Census Tract	41604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6119 WATERS EDGE DR, MIDLAND, NC 28107-9619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2002 · Amount on Record
Deed Sale	Aug 15, 2002 · Amount on Record
Prior Sale	Aug 30, 1996 · Amount on Record
Deed Book / Page	3956 / 108
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Jul 27, 2026
Property Address	6119 WATERS EDGE DR, MIDLAND, NC 28107-9619
Document Number	0000017734
Book / Page	18099 / 177
Instrument Date	Jul 23, 2026
Instrument	202617734
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6119 WATERS EDGE DR, MIDLAND, NC 28107-9619

Mortgage

Document Number	0000017734,
Date	Jul 27, 2026
Book Page	18099/177
Instrument	202617734

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6119 WATERS EDGE DR, MIDLAND, NC 28107-9619
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015911338
Date	Mar 17, 2022
Book Page	15911/338

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6119 WATERS EDGE DR, MIDLAND, NC 28107-9619
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015257118
Date	Jun 16, 2021
Book Page	15257/118

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6119 WATERS EDGE DR, MIDLAND, NC 28107-9619
Document Number	128441
Book / Page	012844 / 000001
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6119 WATERS EDGE DR MIDLAND NC 281079619, MIDLAND, NC 28107-9619

Mortgage

Document Number	128441
Date	Jan 16, 2018
Book Page	012844/000001
Instrument	1014

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2038

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,450 (+61.06%) Land $33,290 Building $501,160
2024			$534,450 (+61.06%) Land $33,290 Building $501,160
2023	$2,761.00	$331,830 Land $22,340 Building $309,490	$331,830 Land $22,340 Building $309,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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