6119 Flag Point Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 6119 Flag Point Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,383 sqft · built 1996
Lot Size	0.506 acres (22,041 sqft)
Owner	2 Owner Names on Record
Last Sale	$285,000 (Apr 2007)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122H B 059`

Property Details

APN / Parcel Number

Primary APN	`122H B 059`
Alternative APN	`0000136638`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,383 sqft Living Area

Exterior

Year Built	Built 1996
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,041 sqft (0.506 acres)
Lot Dimensions	219 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000136638
Street Address	6119 FLAG POINT DR
City	OOLTEWAH
State	TN
Zip	37363-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 366 FLAGSTONE SUB UNIT 12 PB 52 PG 142 OUT OF 122-55 FOR 1995
Legal Subdivision	FLAGSTONE SUB UNIT 1
Legal Lot Number	366
Legal Unit	12
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	11447

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	6119 FLAG POINT DR, OOLTEWAH, TN 37363-4306
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Non-Conforming Investor Loan CHATTANOOGA AREA SCHOOL FEDERAL CREDIT U
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHATTANOOGA AREA SCHOOL FCU
Oct 30, 2024	Deed of Trust, Mortgage · Line of Credit SOUTHEAST FINANCIAL CU
Feb 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CUMBERLAND MORTGAGE LLC
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2007 · Amount on Record
Deed Sale	Apr 12, 2007 · Amount on Record
Deed Document Number	2007041200153
Deed Book / Page	8303 / 619
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6119 FLAG POINT DR, OOLTEWAH, TN 37363-4306
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000127
Date	May 16, 2022
Book Page	12958/710
Instrument	2022051600127

Lender

Name	CHATTANOOGA AREA SCHOOL FEDERAL CREDIT U
Address	CHATTANOOGA, TN 37404

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	60 Months
Due	May 10, 2027

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6119 FLAG POINT DR, OOLTEWAH, TN 37363-4306
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000189
Date	Sep 7, 2021
Book Page	12639/844
Instrument	2021090700189

Lender

Name	CHATTANOOGA AREA SCHOOL FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2036

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6119 FLAG POINT DR, OOLTEWAH, TN 37363-4306
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000139
Date	Oct 30, 2024
Book Page	13747/1
Instrument	2024103000139

Lender

Name	SOUTHEAST FINANCIAL CU
Type	Credit Union
Address	FRANKLIN, TN 37068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 27, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6119 FLAG POINT DR, OOLTEWAH, TN 37363-4306
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000086
Date	Feb 9, 2017
Book Page	10972/729
Instrument	2017020900086

Lender

Name	FIRST CUMBERLAND MORTGAGE LLC
Type	Non-Lending Institution
Address	CROSSVILLE, TN 38555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6119 FLAG POINT DR, OOLTEWAH, TN 37363-4306
Document Number	0413000317
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6119 FLAG POINT DR OOLTEWAH TN 373634306, OOLTEWAH, TN 37363-4306

Mortgage

Document Number	0413000317
Date	Apr 13, 2020
Book Page	011967/000470
Instrument	200413000317

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,153.00 (+2.87%)	$142,050 (+51.8%)	$568,200 (+51.8%) Land $40,000 Building $528,200
2024	$2,093.00 (-0.43%)	$93,575 (-)	$374,300 (-) Land $40,000 Building $334,300
2023	$2,102.00	$93,575	$374,300 Land $40,000 Building $334,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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