6118 N Cook St, Spokane, WA 99208 Property Records

Spokane County property record for 6118 N Cook St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 1939
Lot Size	0.199 acres (8,660 sqft)
Owner	Individual Name on File
Last Sale	$95,400 (Sep 2008)
Tax Bill	$29 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36331.0329`

Property Details

APN / Parcel Number

Primary APN	`36331.0329`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	576 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,660 sqft (0.199 acres)
Lot Dimensions	85 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6118 N COOK ST
City	SPOKANE
State	WA
Zip	99208-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	33-26-43: MORGANS ACRE PARK ADDITION TO HILLYARD WEST HALF LOT 5 BLOCK 28.
Legal Range	43
Legal Township	26
Legal Section	33
Legal Subdivision	ADDITION TO HILLYARD
Legal Block	28
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1011
Census Tract	201

Owner

6118 N Cook St is owned and occupied by an individual who acquired it in May 2013.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	6118 N COOK ST, SPOKANE, WA 99208-2410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
May 18, 2018	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV
May 18, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2008 · Amount on File
Deed Sale	Sep 12, 2008 · Amount on File
Deed Document Number	20085716568
Last Transfer Date	May 23, 2013
Transfer Doc	0006211956
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6118 N COOK ST, SPOKANE, WA 99208-2410
Document Number	0006936199
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6118 N COOK ST SPOKANE WA 992082410, SPOKANE, WA 99208-2410

Mortgage

Document Number	0006936199
Date	Jun 29, 2020
Instrument	6936199

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	2.7%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6118 N COOK ST, SPOKANE, WA 99208-2410
Document Number	0006936198
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6118 N COOK ST SPOKANE WA 992082410, SPOKANE, WA 99208-2410

Mortgage

Document Number	0006936198
Date	Jun 29, 2020
Instrument	6936198

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	2.7%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6118 N COOK ST, SPOKANE, WA 99208-2410
Document Number	0006710423
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6118 N COOK ST SPOKANE WA 992082410, SPOKANE, WA 99208-2410

Mortgage

Document Number	0006710423
Date	May 24, 2018
Instrument	6710423

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	1008 Months

Interest

Rate	4.64%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6118 N COOK ST, SPOKANE, WA 99208-2410
Document Number	0006710422
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6118 N COOK ST SPOKANE WA 992082410, SPOKANE, WA 99208-2410

Mortgage

Document Number	0006710422
Date	May 24, 2018
Instrument	6710422

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate	4.64%

Tax Assessment & Valuation

The 2026 property tax bill for 6118 N Cook St was $29 with a senior citizen's exemption, up 163.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29.00 (+163.64%) Senior Citizen's exemption	$184,400 Land $75,000 Building $109,400	$184,400 Land $75,000 Building $109,400
2025	$11.00 Disabled Person's exemption Senior Citizen's exemption
2024		$204,600 (+53.6%) Land $60,000 Building $144,600	$204,600 (+53.6%) Land $60,000 Building $144,600
2023	$11.00 Disabled Person's exemption Senior Citizen's exemption	$133,200 Land $40,000 Building $93,200	$133,200 Land $40,000 Building $93,200
2022	$11.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6118 N Cook St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6118 N Cook St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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