Kenton County property record for 6118 Grove Rd, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 560 sqft · built 1940 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Dec 2024) |
| Tax Bill | $1,692 (2025) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage Dec 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-40-00-110.00 |
| Primary APN | 059-40-00-110.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 560 sqft Finished Area |
| Gross Area | 700 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6118 GROVE RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LATONIA LAKES LOTS 258-259 & LOT 289 |
| Legal Subdivision | LATONIA LAKES |
| Legal Lot Number | 258-289 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 65800 |
6118 Grove Rd is owned and occupied by an individual who bought it in December 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6118 GROVE RD, COVINGTON, KY 41015-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2024 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Dec 6, 2017 | Warranty Deed, Transfer · Conventional with PMI COMMONWEALTH BK |
| Aug 1, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2024 · Amount on File |
| Deed Sale | Dec 23, 2024 · Amount on File |
| Prior Sale | Dec 6, 2017 · Amount on File |
| Deed Document Number | 2024157 |
| Deed Book / Page | 321 / 516 |
| Prior Transfer Date | Aug 1, 2017 |
| Prior Transfer Doc | 0005900211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 23, 2024 |
| Property Address | 6118 GROVE RD, COVINGTON, KY 41015-2412 |
| Document Number | 0005900157 |
| Book / Page | KC 321 / 516 |
| Map Reference | MB 3 PG 28&29 |
| Instrument Date | Dec 20, 2024 |
| Instrument | 24122305900157 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6118 GROVE RD, COVINGTON, KY 41015-2412 |
| Name | Verified Name |
|---|---|
| Address | 6118 GROVE RD, COVINGTON, KY 41015-2412 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900158 |
|---|---|
| Date | Dec 23, 2024 |
| Instrument | 24122305900158 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 6, 2017 |
| Property Address | 6118 GROVE RD, COVINGTON, KY 41015-2412 |
| Document Number | 0000000197 |
| Book / Page | 0I4039 / 000001 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 197 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6118 GROVE RD COVINGTON KY 410152412, COVINGTON, KY 41015-2412 |
| Document Number | 198 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 0I4039/000004 |
| Instrument | 198 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2047 |
| Document Number | 199, |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 0I4039/000024 |
| Instrument | 199 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Dec 5, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 1, 2017 |
| Property Address | 6118 GROVE RD, COVINGTON, KY 41015-2412 |
| Document Number | 0000000211 |
| Book / Page | 0I3978 / 000068 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 211 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 397 CRITTENDEN KY 410300397, CRITTENDEN, KY 41030-0397 |
The 2025 property tax bill for 6118 Grove Rd was $1,692.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,000 (-) Land $15,000 Building $108,000 | $123,000 (-) Land $15,000 Building $108,000 | |
| 2025 | $1,692.00 | $123,000 Land $15,000 Building $108,000 | $123,000 Land $15,000 Building $108,000 |
| 2023 | $734.00 | $47,100 Land $5,000 Building $42,100 | $47,100 Land $5,000 Building $42,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6118 Grove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6118 Grove Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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