6118 Chimney Bluff Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 6118 Chimney Bluff Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,357 sqft · built 2018
Lot Size	0.725 acres (31,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,900 (Mar 2017)
Tax Bill	$3,780 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0030M-0A-011.00`

Property Details

APN / Parcel Number

Primary APN	`0030M-0A-011.00`
Alternative APN	`94604`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,357 sqft Living Area
Gross Area	3,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,598 sqft (0.725 acres)
Garage Area	804 sqft

Location & Zoning

Account Number	94604
Street Address	6118 CHIMNEY BLUFF RD
City	LANCASTER
State	SC
Zip	29720-0166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	RIVERCHASE SUB 0.726 ACRES
Legal Subdivision	RIVERC
Legal Block	56
Legal Lot Number	56
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	3
Census Block	3088
Census Tract	11209

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6118 CHIMNEY BLUFF RD, LANCASTER, SC 29720-0166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2019	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jan 10, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Sep 24, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PINNACLE BANK
Oct 20, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PINNACLE BK
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage ARROWPOINTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	20174637
Deed Book / Page	1043 / 102
Last Transfer Date	Sep 18, 2018
Transfer Doc	0000013787
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	6118 CHIMNEY BLUFF RD, LANCASTER, SC 29720-0166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003355
Date	Mar 12, 2019
Book Page	3701/190
Instrument	2019003355

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 5, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	6118 CHIMNEY BLUFF RD, LANCASTER, SC 29720-0166
Document Number	0000000830
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6118 CHIMNEY BLUFF RD LANCASTER SC 297200166, LANCASTER, SC 29720-0166

Mortgage

Document Number	0000000830
Date	Jan 16, 2020
Book Page	003906/000203
Instrument	830

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Sep 24, 2018
Property Address	6118 CHIMNEY BLUFF RD, LANCASTER, SC 29720-0166
Document Number	0000013787
Book / Page	1173 / 280
Map Reference	MB2016 PG188
Instrument Date	Sep 18, 2018
Instrument	2018013787
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6118 CHIMNEY BLUFF RD, LANCASTER, SC 29720-0166
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013788
Date	Sep 24, 2018
Instrument	2018013788

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 20, 2017
Property Address	6118 CHIMNEY BLUFF RD, LANCASTER, SC 29720-0166
Book / Page	003445 / 000001
Instrument Date	Oct 20, 2017
Instrument	15698
Transaction Type	Construction Loan
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 FRIENDFIELD DR FORT MILL SC 297159048, FORT MILL, SC 29715-9048

Mortgage

Document Number	0000015698
Date	Oct 20, 2017
Book Page	003445/000001
Instrument	15698

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 31, 2017
Property Address	6118 CHIMNEY BLUFF RD, LANCASTER, SC 29720-0166
Document Number	0000004637
Book / Page	1043 / 102
Map Reference	MB2016 PG188
Instrument Date	Mar 30, 2017
Instrument	2017004637
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 FRIENDFIELD DR, FORT MILL, SC 29715-9048

Mortgage

Document Number	0000004638
Date	Mar 31, 2017
Instrument	2017004638

Lender

Name	ARROWPOINTE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,780.00 (+11.83%)	$24,656 (+15%) Land $5,719 Building $18,937	$862,200 (+60.86%) Land $200,000 Building $662,200
2024	$3,380.00 (+0.39%)
2023	$3,367.00	$21,440 Land $3,000 Building $18,440	$536,000 Land $75,000 Building $461,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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