6118 Chateau Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 6118 Chateau Ct, Aptos, CA 95003

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,412 sqft · built 1981
Lot Size	0.034 acres (1,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,500 (Nov 2002)
Tax Bill	$8,138 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-331-11`

Property Details

APN / Parcel Number

Primary APN	`037-331-11`
Alternative APN	`037-331-11-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,412 sqft Living Area
Gross Area	1,852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	1,481 sqft (0.034 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6118 CHATEAU CT
City	APTOS
State	CA
Zip	95003-3128
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM-4
Legal Subdivision	CYPRESS COURT
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1013
Census Tract	122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6118 CHATEAU CT, APTOS, CA 95003-3128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2002 · Amount on Record
Deed Sale	Nov 22, 2002 · Amount on Record
Prior Sale	Apr 6, 2001 · Amount on Record
Deed Document Number	200286744
Last Transfer Date	Nov 16, 2005
Transfer Doc	0000083248
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6118 CHATEAU CT, APTOS, CA 95003-3128
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE OC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6118 CHATEAU CT, APTOS, CA 95003-3128

Mortgage

Document Number	0000031791
Date	Jun 8, 2021
Instrument	2021-0031791

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6118 CHATEAU CT, APTOS, CA 95003-3128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032232
Date	Oct 18, 2019
Instrument	2019-0032232

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6118 CHATEAU CT, APTOS, CA 95003-3128
Document Number	0000036923
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6118 CHATEAU CT APTOS CA 950033128, APTOS, CA 95003-3128

Mortgage

Document Number	0000036923
Date	Nov 2, 2017
Instrument	36923

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,048 (+2%) Land $359,428 Building $239,620
2025	$8,138.00 (+10.45%) Homeowner's exemption	$587,303 (+4.04%) Land $352,381 Building $234,922
2023	$7,368.00 (+1.5%) Homeowner's exemption	$564,496 Land $338,697 Building $225,799	$821,250
2022	$7,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

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