6117 Downs Ave, Elkridge, MD 21075 Property Records

Howard County property record for 6117 Downs Ave, Elkridge, MD 21075

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 969 sqft · built 1953
Lot Size0.209 acres (9,084 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Jun 2023)
Tax Bill$6,115 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-168193

Property Details

APN / Parcel Number

Primary APN01-168193
Alternative APNs
  • 1168193
  • 168193

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area969 sqft Total Area
Basement Area624 sqft
Finished Basement624 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,084 sqft (0.209 acres)
PorchPorch
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number168193
Street Address6117 DOWNS AVE
CityELKRIDGE
StateMD
Zip21075-5302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal DescriptionLOT E .209 A. 6117 DOWNS AVE ELKRIDGE
Legal SubdivisionDOWNS DEVELOPMENT
Legal Lot NumberE
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group2
Census Block2003
Census Tract601206

Owner

Source: Howard County records · APN 01-168193

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6117 DOWNS AVE, ELKRIDGE, MD 21075-5302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · VA Mortgage
PLANET HOME LENDING LLC
Jun 22, 2023Deed, Transfer · VA Mortgage
TEXANA BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2023 · Amount on Record
Deed SaleJun 22, 2023 · Amount on Record
Prior SaleDec 17, 2013 · Amount on Record
Deed Book / Page22018 / 305
Prior Transfer DateDec 18, 2008
Prior Transfer Doc0114750311
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address6117 DOWNS AVE, ELKRIDGE, MD 21075-5302
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanySOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6117 DOWNS AVE, ELKRIDGE, MD 21075-5302

Mortgage

Document Number0229360471
DateSep 30, 2025
Book Page22936/471
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateJun 22, 2023
Property Address6117 DOWNS AVE, ELKRIDGE, MD 21075-5302
Document Number0220180305
Book / Page22018 / 305
Instrument DateJun 05, 2023
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6117 DOWNS AVE, ELKRIDGE, MD 21075-5302

Mortgage

Document Number0022018312
DateJun 22, 2023
Instrument22018/312
Lender
NameTEXANA BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$415,900 (+5.27%) Land $198,300 Building $217,600$415,900 (-) Land $198,300 Building $217,600
2025$6,115.00 (+4.66%) Homeowner's exemption$395,067 (+11.79%)$415,900 (+17.69%) Land $198,300 Building $217,600
2024$5,843.00 (+52.24%)
2023$353,400 (+3.67%) Land $153,300 Building $200,100$353,400 (-) Land $153,300 Building $200,100
2022$3,838.00$340,900$353,400 Land $153,300 Building $200,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Believe Wireless
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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