Howard County property record for 6117 Covington Rd, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,080 sqft · built 1983 |
| Lot Size | 0.495 acres (21,562 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Apr 2019) |
| Tax Bill | $8,812 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-057629 |
| Primary APN | 15-057629 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,562 sqft (0.495 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 057629 |
|---|---|
| Street Address | 6117 COVINGTON RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 15 21,562 SQ' 6117 COVINGTON RD V H R S 2 AR 1 |
| Legal Subdivision | COLUMBIA VLG HICKORY RIDGE |
| Legal Lot Number | 15 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 605602 |
Source: Howard County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6117 COVINGTON RD, COLUMBIA, MD 21044-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Apr 12, 2019 | Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Nov 3, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2019 · Amount on Record |
| Deed Sale | Apr 18, 2019 · Amount on Record |
| Prior Sale | Jul 10, 2002 · Amount on Record |
| Deed Book / Page | 18630 / 399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6117 COVINGTON RD, COLUMBIA, MD 21044-3909 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 6117 COVINGTON RD, COLUMBIA, MD 21044-3909 |
| Document Number | 0229960287 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 22996/287 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6117 COVINGTON RD, COLUMBIA, MD 21044-3909 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE RITE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0196850388 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 19685/388 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 12, 2019 |
| Property Address | 6117 COVINGTON RD, COLUMBIA, MD 21044-3909 |
| Document Number | 0186300399 |
| Book / Page | 018630 / 000399 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | TITLE-RITE SERVICES INC, TITLE-RITE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6117 COVINGTON RD COLUMBIA MD 210443909, COLUMBIA, MD 21044-3909 |
| Document Number | 186300406 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 018630/000406 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6117 COVINGTON RD, COLUMBIA, MD 21044-3909 |
| Document Number | 0179210183 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 6117 COVINGTON RD COLUMBIA MD 210443909, COLUMBIA, MD 21044-3909 |
| Document Number | 0179210183 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 017921/000183 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $588,333 (+3.13%) | $606,200 (-) Land $295,200 Building $311,000 | |
| 2025 | $8,812.00 (+58.95%) | $570,467 (+9.18%) | $606,200 (+9.7%) Land $295,200 Building $311,000 |
| 2023 | $522,500 | $552,600 Land $275,200 Building $277,400 | |
| 2022 | $5,544.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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