6116 Armada St, Tavares, FL 32778 Property Records

Lake County property record for 6116 Armada St, Tavares, FL 32778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2005
Lot Size	0.14 acres (6,096 sqft)
Owner	Individual Name on Record
Last Sale	$261,500 (Mar 2021)
Tax Bill	$4,336 (2025)
Deeds & Mortgages	Oct 2022 Transfer Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-20-25-1805-000-19300`

Property Details

APN / Parcel Number

Primary APN	`13-20-25-1805-000-19300`
Alternative APNs	`252013180500019300` `3803556`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,096 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3803556
Street Address	6116 ARMADA ST
City	TAVARES
State	FL
Zip	32778-9252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TAVARES ROYAL HARBOR PHASE 2 SUB LOT 193 PB 45 PGS 32-35 ORB 5652 PG 2386 ORB 6031 PG 2112 ORB 6318 PG 391
Legal Range	25E
Legal Township	20S
Legal Section	13
Legal Subdivision	TAVARES ROYAL HARBOR PHASE 2 SUB
Legal Tract	1805
Legal Lot Number	193
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	2
Census Block	2055
Census Tract	31002

Owner

Source: Lake County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6116 ARMADA ST, TAVARES, FL 32778-9252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 20, 2019	Warranty Deed, Transfer APPLE TITLE LIMITED, APPLE TITLE LTD
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage APPLE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	202127727
Deed Book / Page	5652 / 2386
Last Transfer Date	Apr 15, 2024
Transfer Doc	0063180391
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Oct 3, 2022
Property Address	6116 ARMADA ST, TAVARES, FL 32778-9252
Document Number	0060312112
Book / Page	6031 / 2112
Map Reference	MB 45 PG 32-35
Instrument Date	Sep 22, 2022
Instrument	2022130358
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6116 ARMADA ST, TAVARES, FL 32778-9252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6116 ARMADA ST, TAVARES, FL 32778-9252

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 1, 2021
Property Address	6116 ARMADA ST, TAVARES, FL 32778-9252
Document Number	0056522386
Book / Page	5652 / 2386
Map Reference	MB 45 PG 32-35
Instrument Date	Feb 16, 2021
Instrument	2021027727
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	APPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,830.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10746 SW 53RD CIR, OCALA, FL 34476-4707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6116 ARMADA ST, TAVARES, FL 32778-9252

Mortgage

Document Number	0056522387
Date	Mar 1, 2021
Instrument	5652/2387

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 20, 2019
Property Address	6116 ARMADA ST, TAVARES, FL 32778-9252
Document Number	0053770839
Book / Page	005377 / 000839
Instrument Date	Nov 14, 2019
Instrument	131725
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	APPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

Amount	Amount Recorded
Tax	$1,603.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6116 ARMADA ST TAVARES FL 327789252, TAVARES, FL 32778-9252

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 8, 2017
Property Address	6116 ARMADA ST, TAVARES, FL 32778-9252
Document Number	0049551759
Book / Page	4955 / 1759
Map Reference	MB 45 PG 32
Instrument Date	May 31, 2017
Instrument	2017062095
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	APPLE TITLE

Transaction

Amount	Amount Recorded
Tax	$13.86
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8927 BRIDGEPORT BAY CIR, MOUNT DORA, FL 32757-8840

Mortgage

Document Number	, 2017062096
Date	Jun 8, 2017
Instrument	2017062096

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Tavares City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,990 (+2.9%)	$287,393 (-) Land $49,400 Building $237,993
2025	$4,336.00 (+2.05%) Homeowner's exemption	$267,240 (+5.98%) Land $49,400 Building $217,840	$287,393 (+13.98%) Land $49,400 Building $237,993
2024	$4,249.00 (+5.3%)
2023	$4,035.00 (-2.72%) Homeowner's exemption	$252,152 (-)	$252,152 (-) Land $49,400 Building $202,752
2022	$4,148.00 Homeowner's exemption	$252,152	$252,152 Land $49,400 Building $202,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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