6115 S Live Oak Rd, Gilmer, TX 75644 Property Records

Upshur County property record for 6115 S Live Oak Rd, Gilmer, TX 75644 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Year Built	Built 2023
Square Footage	4,218 sqft Living Area
Lot Size	3,620,577 sqft (83.1 acres)
Garage	Attached, 616 sqft
Occupancy	Owner Occupied
Tax Bill	$3,433.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`148U-S05-000-051`
Alternative APN	`22249`

Interior

Building Area	4,218 sqft Living Area
1st Floor	2,301 sqft 1st Floor

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	3,620,577 sqft (83.1 acres)
Garage Type	Attached Garage
Garage Area	616 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	148U-S05-000-051
Street Address	6115 S LIVE OAK RD
City	GILMER
State	TX
Zip	75644-8906
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	ABS A148 ELLISON, JAMES,TRACT 51, 83.117 ACRES & HOUSE
Legal Subdivision	JAMES SURVEY A-148
Legal Tract	51
Jurisdiction	UPSHUR TX
Minor Civil Division	GILMER
Census Blockgroup	2
Census Block	2026
Census Tract	950302

Owner

Source: Upshur County records · APN 148U-S05-000-051

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	6750 S LIVE OAK RD, GILMER, TX 75644-8902
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2023
Deed Sale	Aug 02, 2023
Prior Sale	May 04, 2021
Deed Doc Number	20234917
Prior Transfer Date	Nov 16, 2012
Prior Transfer Doc	001059/543
Record Refreshed	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	6115 S LIVE OAK RD, GILMER, TX 75644-8906
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202304897
Date	Aug 02, 2023
Instrument	202304897

Lender

Name	GILMER NATIONAL BANK
Type	Bank
Address	GILMER, TX 75644

Agreement

Type	Seller Take-Back
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Sep 01, 2029
Change Frequency	3 Years
Min Rate At Change	3.9%
Max Rate At Change	4.9%
Index	Other
Margin	1
Max Rate	9.9%

Tax Assessment & Valuation

Source: Upshur County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Harmony Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,433.00 (+3,439.18%) Homeowner's exemption Disabled Person's exemption	$946,880 (+13,426.86%) Land $499,620 Building $447,260	$946,880 (+107.17%) Land $499,620 Building $447,260
2023		$7,000	$457,050 Land $457,050
2022	$97.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Upshur County (48459C), updated October 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate 57th percentile nationally · 37th in Texas
Wildfire Likelihood	About 1 in 775 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.