6115 S 190 E, Cutler, IN 46920 Property Records

Carroll County property record for 6115 S 190 E, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1946
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (May 2025)
Tax Bill	$168 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-13-11-000-042.000-008`

Property Details

APN / Parcel Number

Primary APN	`08-13-11-000-042.000-008`
Alternative APNs	`00195199958` `0062601700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,104 sqft
Attic	Attic
Attic Area	816 sqft
Family Room	Family Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00195199958
Street Address	6115 S 190 E
City	CUTLER
State	IN
Zip	46920-9330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	006-26017-00 OP LEXINGTON LOT 17
Legal Subdivision	OP LEXINGTON
Legal Lot Number	17
Jurisdiction	CARROLL IN
Township / Civil Division	DEMOCRAT
Census Block Group	2
Census Block	2062
Census Tract	959900

Owner

6115 S 190 E is owned and occupied by an individual who bought it in May 2025.

Source: Carroll County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6115 S 190 E, CUTLER, IN 46920-9330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDUSTRIAL FCU
Mar 11, 2019	Deed of Trust, Mortgage INDUSTRIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	Dec 28, 1995 · Amount on File
Deed Document Number	20251133
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	6115 S 190 E, CUTLER, IN 46920-9330
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002160
Date	Jun 14, 2021
Instrument	2021002160

Lender

Name	INDUSTRIAL FCU
Type	Credit Union
Address	LAFAYETTE, IN 47905

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	6115 S 190 E, CUTLER, IN 46920-9330
Transaction Type	Mortgage
Record Updated	Mar 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000666
Date	Mar 11, 2019
Instrument	2019000666

Lender

Name	INDUSTRIAL FCU
Type	Credit Union
Address	LAFAYETTE, IN 47905

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 28, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 6115 S 190 E was $168 with a homeowner's exemption, up 10.5% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Democrat Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$168.00 (+10.53%) Homeowner's exemption	$79,400 Land $8,100 Building $71,300	$79,400 Land $8,100 Building $71,300
2024	$152.00
2023		$60,000 (+4.53%) Land $6,000 Building $54,000	$60,000 (+4.53%) Land $6,000 Building $54,000
2022	$141.00	$57,400 Land $6,000 Building $51,400	$57,400 Land $6,000 Building $51,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6115 S 190 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6115 S 190 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geetingsville Telephone Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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