6115 Gratiot Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 6115 Gratiot Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,329 sqft · built 2004
Lot Size	7.19 acres (313,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$821,200 (Jul 2025)
Tax Bill	$7,060 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`74-30-009-3003-100`

Property Details

APN / Parcel Number

Primary APN	`74-30-009-3003-100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,794 sqft Living Area
1st Floor Area	1,863 sqft
Basement Area	1,863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	313,196 sqft (7.19 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6115 GRATIOT AVE
City	SAINT CLAIR
State	MI
Zip	48079-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG N 808.20' & S 61D 28M W 1129.54' FROM E 1/4 COR, TH S 5D 31M 15S E 350', TH S 1D 42M 26S W 1164.61', TH N 89D 54M 40S W
Legal Range	16E
Legal Township	05N
Legal Section	09
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2000
Census Tract	640600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5162 GRATIOT AVE, SAINT CLAIR, MI 48079-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Dec 19, 2016 · Amount on Record
Deed Document Number	202514018
Deed Book / Page	5835 / 277
Prior Transfer Date	Jan 28, 2020
Prior Transfer Doc	0000005205
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 29, 2025
Property Address	6115 GRATIOT AVE, SAINT CLAIR, MI 48079-1803
Document Number	0005835277
Book / Page	5835 / 277
Instrument Date	Jul 15, 2025
Instrument	2025014018
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,161.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6115 GRATIOT AVE, SAINT CLAIR, MI 48079-1803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5162 GRATIOT AVE, SAINT CLAIR, MI 48079-1422

Mortgage

Document Number	2025014124
Date	Jul 29, 2025
Instrument	2025014124

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 28, 2020
Property Address	6115 GRATIOT AVE, SAINT CLAIR, MI 48079-1803
Document Number	0051580375
Book / Page	005158 / 000375
Instrument Date	Jan 28, 2020
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6115 GRATIOT AVE ST CLAIR MI 480791803, ST CLAIR, MI 48079-1803

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,000 (+34.16%)	$820,000 (+34.16%)
2025	$7,060.00 (+3.2%) Homeowner's exemption	$305,600 (+17.31%)
2024	$6,841.00 (+11.31%)		$611,200 (+17.31%)
2023		$260,500
2022	$6,146.00		$521,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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