6115 Cotton Field Ln, Katy, TX 77449 Property Records

Harris County property record for 6115 Cotton Field Ln, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,499 sqft · built 1991
Lot Size0.157 acres (6,825 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Mar 2018)
Tax Bill$1,606 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN116-028-003-0030

Property Details

APN / Parcel Number

Primary APN116-028-003-0030

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,499 sqft Living Area
1st Floor Area1,506 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,825 sqft (0.157 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Pool Area1,020 sqft
PorchOpen Frame Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1160280030030
Street Address6115 COTTON FIELD LN
CityKATY
StateTX
Zip77449-5204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 30 BLK 3 BEAR CREEK PLANTATION 1 R/P
Legal SubdivisionBEAR CREEK PLANTATION 1 R/P
Legal Block3
Legal Lot Number30
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1005
Census Tract542103

Owner

6115 Cotton Field Ln is owned and occupied by two individuals who bought it in March 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address6115 COTTON FIELD LN, KATY, TX 77449-5204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 21, 2018Quit Claim Deed, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2018 · Amount on File
Deed SaleMar 21, 2018 · Amount on File
Prior SaleJun 14, 1999 · Amount on File
Deed Document Number2018117551
Prior Transfer DateMar 2, 2018
Prior Transfer Doc2018117551
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address6115 COTTON FIELD LN, KATY, TX 77449-5204
Transaction TypeMortgage
Record UpdatedApr 29, 2021
Title CompanyGREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021209911
DateApr 19, 2021
Instrument2021-209911
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2036

March 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionHARRIS TX
Recording DateMar 21, 2018
Property Address6115 COTTON FIELD LN, KATY, TX 77449-5204
Document Number0000117551
Instrument DateMar 2, 2018
Instrument117551
Transaction TypeMortgage
Record UpdatedApr 19, 2018
Title CompanyWFG LENDER SERVICES

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6115 COTTON FIELD LN KATY TX 774495204, KATY, TX 77449-5204

Mortgage

Document Number117552
DateMar 21, 2018
Instrument117552
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term180 Months
DueMar 20, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 6115 Cotton Field Ln was $1,606 with a homeowner's exemption, up 372.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,488 (+1.48%) Land $61,695 Building $237,793$299,488 (+1.48%) Land $61,695 Building $237,793
2025$1,606.00 (+372.35%) Homeowner's exemption$295,125 Land $61,695 Building $233,430$295,125 Land $61,695 Building $233,430
2024$340.00
2023$291,232 Land $61,695 Building $229,537$291,232 Land $61,695 Building $229,537
2022$126.00
2020$150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6115 Cotton Field Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6115 Cotton Field Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 239
serves 5,583 people · EPA ID TX1012392
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

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