6115 Carroll Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 6115 Carroll Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,473 sqft · built 2025
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (Apr 2026)
Tax Bill	$217 (2025)
Deeds & Mortgages	Jul 2025 Construction Loan Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-1N-28-0000-09000-0000`

Property Details

APN / Parcel Number

Primary APN	`17-1N-28-0000-09000-0000`
Alternative APN	`N281170000090000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,473 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,473 sqft
Flooring	Wood

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	222 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6115 CARROLL RD
City	MILTON
State	FL
Zip	32583-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	DESCRIPTION UPDATE FOR 2025 COM AT NE COR OF SE4 OF SECTION 17 TOWNSHIP 1 NORTH RANGE 28 WEST THN WLY 1030 FT THN SLY 33 FT TO POB THN CONT 200 FT THN WLY 50 FT THN NLY 200 FT THN ELY 50 FT TO TH POB AS DES IN OR 4557 PG 991
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2002
Census Tract	10712

Owner

6115 Carroll Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Santa Rosa County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6115 CARROLL RD, MILTON, FL 32583-2818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Apr 6, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES INC
Apr 6, 2026	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCIAL
Oct 31, 2024	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS
Sep 17, 2024	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Oct 31, 2024 · Amount on File
Deed Document Number	202616752
Deed Book / Page	4728 / 475
Prior Transfer Date	Mar 3, 2004
Prior Transfer Doc	0025550994
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6115 CARROLL RD, MILTON, FL 32583-2818
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 ALS WAY, MILTON, FL 32583-9152

Mortgage

Document Number	0046330526
Date	Jul 1, 2025
Book Page	4633/526
Instrument	202530232

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 6, 2026
Property Address	6115 CARROLL RD, MILTON, FL 32583-2818
Document Number	0000016752
Book / Page	4728 / 475
Instrument Date	Apr 2, 2026
Instrument	202616752
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	SUN REALTY TITLE, SUNBELT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207,151.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6115 CARROLL RD, MILTON, FL 32583-2818

Mortgage

Document Number	0000016753,
Date	Apr 6, 2026
Instrument	202616753

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 6, 2026
Property Address	6115 CARROLL RD, MILTON, FL 32583-2818
Document Number	0047280475
Book / Page	4728 / 475
Instrument Date	Apr 2, 2026
Instrument	202616752
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2026
Title Company	SUNBELT TITLE COMPANY, SUNBELT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207,151.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6115 CARROLL RD, MILTON, FL 32583-2818

Mortgage

Document Number	0000016753,
Date	Apr 6, 2026
Instrument	202616753

Lender

Name	AMERICAN FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.12%
Max Rate	-1%

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 31, 2024
Property Address	6115 CARROLL RD, MILTON, FL 32583-2818
Document Number	0045570991
Book / Page	4557 / 991
Instrument Date	Oct 30, 2024
Instrument	202449392
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Tax	$133.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 ARLINGTON ST, NEW BEDFORD, MA 02745-5312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 ALS WAY, MILTON, FL 32583-9152
Investor	Possibly a Property Investor

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 17, 2024
Property Address	6115 CARROLL RD, MILTON, FL 32583-2818
Document Number	0045422091
Book / Page	4542 / 2091
Instrument Date	Sep 17, 2024
Instrument	202442049
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Tax	$17.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4450 W LITTLE RICHLAND RD, WAVERLY, TN 37185-3533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 ARLINGTON ST, NEW BEDFORD, MA 02745-5312
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6115 Carroll Rd was $217, down 4.8% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$217.00 (-4.82%)	$17,500 (-3%) Land $17,500	$17,500 (-3%) Land $17,500
2024	$228.00 (+7.04%)	$25,000 (+8.7%) Land $25,000	$25,000 (+8.7%) Land $25,000
2023	$213.00 (+17.68%)	$23,000 (+27.78%) Land $23,000	$23,000 (+27.78%) Land $23,000
2022	$181.00	$18,000	$18,000 Land $18,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6115 Carroll Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6115 Carroll Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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