6113 Mill Grove Rd, Indian Trail, NC 28079 Property Records

Union County property record for 6113 Mill Grove Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,550 sqft · built 1975
Lot Size	0.324 acres (14,113 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (May 2014)
Tax Bill	$1,447 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-057-329`

Property Details

APN / Parcel Number

Primary APN	`07-057-329`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,113 sqft (0.324 acres)
Porch	Slab
Porch Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6113 MILL GROVE RD
City	INDIAN TRAIL
State	NC
Zip	28079-7555
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#5 BLK A BEACON HILLS PB6PG153
Legal Subdivision	BEACON HILLS
Legal Block	A
Legal Lot Number	5
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2025
Census Tract	20310

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6113 MILL GROVE RD, INDIAN TRAIL, NC 28079-7555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 26, 2024	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2014 · Amount on Record
Deed Sale	May 9, 2014 · Amount on Record
Deed Document Number	201411214
Deed Book / Page	6222 / 722
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6113 MILL GROVE RD, INDIAN TRAIL, NC 28079-7555
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008169458
Date	Jul 14, 2021
Book Page	8169/458
Instrument	33174

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6113 MILL GROVE RD, INDIAN TRAIL, NC 28079-7555
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6113 MILL GROVE RD, INDIAN TRAIL, NC 28079-7555

Mortgage

Document Number	0008874841
Date	Mar 26, 2024
Book Page	8874/841
Instrument	6548

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Hemby Bridge Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,500 (-) Land $66,000 Building $237,500	$303,500 (-) Land $66,000 Building $237,500
2025	$1,447.00 (+12.17%)	$303,500 (+48.7%) Land $66,000 Building $237,500	$303,500 (+48.7%) Land $66,000 Building $237,500
2023	$1,290.00	$204,100 Land $36,800 Building $167,300	$204,100 Land $36,800 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1978–2005)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Jun 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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