McHenry County property record for 6112 Elm St, Union, IL 60180
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,256 sqft · built 1965 |
| Lot Size | 0.307 acres (13,377 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,000 (Sep 2025) |
| Tax Bill | $4,796 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-04-130-003 |
| Primary APN | 17-04-130-003 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| Basement Area | 648 sqft |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Metal |
| Lot Area | 13,377 sqft |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 549 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6112 ELM ST |
|---|---|
| City | UNION |
| State | IL |
| Zip | 60180-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0025910 LT 11 PARK SUB |
| Legal Range | 06E |
| Legal Township | 43N |
| Legal Section | 04 |
| Legal Subdivision | PARK SUB |
| Legal Block | 130 |
| Legal Lot Number | 11 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CORAL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 871502 |
Source: McHenry County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6112 ELM ST, UNION, IL 60180-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Jul 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Mar 16, 2018 | Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF OMAHA |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Jul 21, 2022 · Amount on Record |
| Deed Document Number | 2025R0026169 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 24, 2025 |
| Property Address | 6112 ELM ST, UNION, IL 60180-9717 |
| Document Number | 0000026169 |
| Map Reference | DOC 373932 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 2025R0026169 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6112 ELM ST, UNION, IL 60180-9717 |
| Document Number | 0000026170 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025R0026170 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 21, 2022 |
| Property Address | 6112 ELM ST, UNION, IL 60180-9717 |
| Document Number | 0000025910 |
| Map Reference | DOC 1960R0373932 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022R0025910 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9725 NEWTON ROAD, UNION, IL 60180 |
| Document Number | 0000025911 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2022R0025911 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 6112 ELM ST, UNION, IL 60180-9717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000008361 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 2018R0008361 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 6112 ELM ST, UNION, IL 60180-9717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WHEATLAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000014429 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020R0014429 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Rate | 2.87% |
|---|
Source: McHenry County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Coral Township |
| Municipality | Union Village |
| Elementary School District | Marengo-Union Elementary Consolidated District 165 (PK - 08) |
| Secondary School District | Marengo Community High School District 154 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,796.00 Homeowner's exemption | $81,335 (+30.12%) Land $12,130 Building $69,205 | $244,005 (+30.12%) Land $36,390 Building $207,615 |
| 2022 | Homeowner's exemption | $62,508 Land $9,976 Building $52,532 | $187,524 Land $29,928 Building $157,596 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION serves 594 people · EPA ID IL1110900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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