6111 45th St W, Bradenton, FL 34210 Property Records

Manatee County property record for 6111 45th St W, Bradenton, FL 34210

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,324 sqft · built 1979
Lot Size	0.311 acres (13,524 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Dec 2019)
Tax Bill	$4,373 (2022)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`61481-1087-4`

Property Details

APN / Parcel Number

Primary APN	`61481-1087-4`
Alternative APN	`3517216148110874`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,324 sqft Living Area
Gross Area	3,566 sqft
1st Floor Area	2,324 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,524 sqft (0.311 acres)
Lot Dimensions	138 ft deep x 98 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Pool Area	442 sqft
Porch	Screened Porch
Porch Area	542 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	6111 45TH ST W
City	BRADENTON
State	FL
Zip	34210-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 18 THE FAIRWAYS AT CONQUISTADOR SUB UNIT II PI#61481.1087/4
Legal Range	17E
Legal Township	35S
Legal Section	21
Legal Subdivision	FAIRWAYS AT CONQUISTADOR UNIT II
Legal Tract	06148102
Legal Lot Number	18
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3000
Census Tract	1104

Owner

6111 45th St W is owned and occupied by two individuals who bought it in December 2019.

Source: Manatee County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6111 45TH ST W, BRADENTON, FL 34210-4004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
May 6, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Prior Sale	Nov 14, 2016 · Amount on File
Deed Document Number	2019123119
Deed Book / Page	2816 / 6076
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Aug 20, 2026
Property Address	6111 45TH ST W, BRADENTON, FL 34210-4004
Document Number	0000096877
Instrument Date	Aug 10, 2026
Instrument	202696877
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6111 45TH ST W, BRADENTON, FL 34210-4004

Mortgage

Document Number	0000096877,
Date	Aug 20, 2026
Instrument	202696877

Lender

Name	AMERIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 10, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6111 45TH ST W, BRADENTON, FL 34210-4004
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6111 45TH ST W, BRADENTON, FL 34210-4004

Mortgage

Document Number	202141059867
Date	May 6, 2021
Instrument	202141059867

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 9, 2019
Property Address	6111 45TH ST W, BRADENTON, FL 34210-4004
Document Number	0028166076
Book / Page	002816 / 006076
Instrument Date	Dec 3, 2019
Instrument	41123119
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6111 45TH ST W BRADENTON FL 342104004, BRADENTON, FL 34210-4004

Mortgage

Document Number	28166077
Date	Dec 9, 2019
Book Page	002816/006077
Instrument	41123120

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,731 (+2.7%)	$448,764 (-0.17%) Land $86,700 Building $362,064
2025	Veteran's exemption	$330,799	$449,546 Land $86,700 Building $362,846
2023		$312,113 (+3%)	$464,334 (+13.8%) Land $86,700 Building $377,634
2022	$4,373.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$303,022	$408,010 Land $85,000 Building $323,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6111 45th St W in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	430 units insured incl. 338 condo units
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6111 45th St W is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Tillman Fiber.

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