611 Winter Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 611 Winter Ave, Big Rapids, MI 49307

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,290 sqft · built 1953
Lot Size0.485 acres (21,170 sqft)
OwnerIndividual Name on Record
Last Sale$344,000 (May 2023)
Deeds & MortgagesMay 2023 Sale & Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-14-182-002

Property Details

APN / Parcel Number

Primary APN17-14-182-002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms6 Rooms
Building Area2,290 sqft Total Area
Basement Area1,954 sqft
Finished Basement680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area21,170 sqft (0.485 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area343 sqft
Deck Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address611 WINTER AVE
CityBIG RAPIDS
StateMI
Zip49307-2441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description000611 WINTER AVENUE: FERRIS ACRES, A REPLAT OF BLOCKS 47, 48, 57 AND 58, IN WARREN AND IVES' PLAT (ORIGINAL PLAT) AND A REPL
Legal SubdivisionESTATE'S FARM SUB-DIVISION
Legal Block58
Legal Lot Number22-5
JurisdictionMECOSTA MI
Township / Civil DivisionBIG RAPIDS
Census Block Group1
Census Block1022
Census Tract960600

Owner

Source: Mecosta County records, as of July 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address14855 190TH AVE, BIG RAPIDS, MI 49307-8536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Nov 7, 2017Deed of Trust, Mortgage · Commercial Mortgage
CHEMICAL BANK
Sep 21, 2017Deed of Trust, Mortgage · ARM
CHEMICAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2023 · Amount on Record
Deed SaleMay 11, 2023 · Amount on Record
Prior SaleJul 30, 2013 · Amount on Record
Deed Document Number202300003040
Deed Book / Page924 / 321
Record UpdatedJun 7, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateMay 11, 2023
Property Address611 WINTER AVE, BIG RAPIDS, MI 49307-2441
Document Number000924/321
Book / Page924 / 321
Map ReferenceLB 2 PG 115
Instrument DateMay 9, 2023
Instrument202300003040
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanySUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC A

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,580.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address611 WINTER AVE, BIG RAPIDS, MI 49307-2441

Transferred To (Grantee/Buyer)

NameVerified Name
Address14855 190TH AVE, BIG RAPIDS, MI 49307-8536

Mortgage

Document Number202300003041
DateMay 11, 2023
Instrument202300003041
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECOSTA MI
Property Address611 WINTER AVE, BIG RAPIDS, MI 49307-2441
Transaction TypeMortgage
Record UpdatedDec 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201700008261
DateNov 7, 2017
Book Page881/0318
Instrument201700008261
Lender
NameCHEMICAL BANK
TypeBank
AddressMIDLAND, MI 48640
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECOSTA MI
Property Address611 WINTER AVE, BIG RAPIDS, MI 49307-2441
Transaction TypeMortgage
Record UpdatedOct 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201700007162
DateSep 21, 2017
Book Page879/1715
Instrument201700007162
Lender
NameCHEMICAL BANK
TypeBank
AddressWYOMING, MI 49519
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.37%
Index1-Year CMT
Max Rate9.37%

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBig Rapids City
CountyMecosta County
Unified School DistrictBig Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$131,200$262,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1991–2013)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG RAPIDS
serves 10,403 people · EPA ID MI0000710
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Point Broadband
Fixed Wireless · Fiber in parts of the area
100 / 20

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